Fluro, the UK consumer lender previously known as Lending Works, today announced several new hires to its leadership team, as the firm aims to become the partner of choice for companies building an embedded lending offer.
Fluro’s team has grown by 84% over the last twelve months, with 36 new hires and new appointments from senior roles at leading organisations, including Lloyds Banking Group, Ocado, TSB, Experian, Hogan Lovells, Wells Fargo, IBM and Thomson Reuters.
Key hires in Fluro’s leadership team include:
- Graham Dodds, who joins Fluro as Chief Product Officer. He arrived from TSB, where he was responsible for TSB’s unsecured personal loans business. With over a decade’s experience building industry-leading competitive financial products, Graham brings extensive industry knowledge and a focus on delivering unparalleled customer experience.
- Jenny Steven joins as General Counsel. Jenny spent the last 10 years of her career advising growth fintechs both in-house and, most recently, as Regulatory Consulting Director for international law firm Hogan Lovells. Jenny’s role will include overseeing the legal arrangements with Fluro’s institutional partners and engaging in the process to modernise the legislative framework for consumer lending.
- Jason de Carvalho joins Fluro as Chief Technology Officer after over 11 years at Ocado Technology, where he led the evolution of Ocado’s logistics, supply chain and micro-fulfilment software into a platform that now powers the world’s leading online high-automation grocery retailers. Jason will lead the development of Fluro’s sophisticated loans platform that provides a seamless customer application journey, targeting over 90% of loan applications being fully-automated, with robust credit decisions made within 10 seconds.
- Tommy Fennelly joins as Head of Data Science, having previously worked for American multinational technology giant IBM. Tommy brings vast experience of delivering complex analytical and data science projects at many cross-industry clients whilst ensuring alignment to business process. Tommy’s appointment will allow the team to turbo-charge their data initiatives ensuring data science, machine learning, analytics and data engineering are further embedded into Fluro’s unique offering.
With 75 employees based at its London headquarters, Fluro provides unsecured personal loans to UK consumers via price comparison sites alongside API-based embedded finance partnerships.
Nick Harding, Co-Founder & CEO, Fluro, said: “We have reached a critical juncture in Fluro’s journey, with a refreshed strategy and big ambitions for the future. These latest appointments mark Fluro’s impressive growth and development and signal our future direction. By hiring talented leaders in their respective fields, we are in the strongest possible position to deliver against our strategy.”
Fluro pioneered “Real Rates, Real Eligibility”, providing customers with instant decisions and transparency on rates, rather than only representative APRs. Fluro’s business is underpinned by best-in-class risk management, built on eight years of lending experience, combined with a sophisticated technology stack, which together provide seamless integration with partners and frictionless user experience.