Fleet Mortgages announce raft of criteria changes

Fleet Mortgages, the buy-to-let specialist lender, has today announced a raft of changes to its lending and product criteria following feedback from its...

Money laundering in the UK: A dirty secret that won’t go away

A report by anti-corruption watchdog Transparency International lays bare what it believes is massive, carefully planned money laundering in the UK. Syedur...

How SD-WAN can help financial services secure data and improve the CX

In this current digital age where customers expect businesses to be available and contactable 24 hours a day, 7 days a week, on their chosen platform, the...

Over 30 million people have no idea how registering to vote could boost their credit score

Free credit report providers TotallyMoney reveal that as well as guaranteeing your voice gets heard during elections, being on the electoral register could add...

ONS GPR monthly estimate – comment

“The UK has narrowly avoided falling into a recession, but indicators leave little room for optimism. A closer look reveals that the economy shrank in...

Commenting on sterling’s reaction as UK narrowly avoids recession

Commenting on sterling’s reaction as UK narrowly avoids recession, Andy Scott, Associate Director at JCRA, said: “The UK economy avoided recession after...

Experian to supply Open Banking solutions for ethical banking platform incuto

Fin-tech provider incuto will use Experian’s Open Banking solution to support its work in the ethical banking sector. The new partnership will see incuto use...

Best month ever for Fiduciam with £43.5 million of new loans granted

Fiduciam, that last month announced it had met its staffing target for 2019, has just completed its best month since being established. The company granted...

Monetary Policy – Chief Economist commentary

Markus Kuger, Chief Economist at Dun & Bradstreet says: “Today’s 7-2 decision from the Monetary Policy Committee is the first split vote since mid-2018...

Commenting on today’s MPC vote and how the search for Carney’s successor adds another layer of uncertainty

Commenting on today’s MPC vote and how the search for Carney’s successor adds another layer of uncertainty, Olivier Konzeoue, FX Sales Trader at Saxo...

Commenting on Carney’s speech and sterling’s sharp drop

Commenting on Carney’s speech and sterling’s sharp drop, Joshua Roberts, Associate Director at JCRA, said: “Carney’s statement offered a tepid outlook...

Commenting on the MPC vote and how the Bank needs to keep all of its options open

Commenting on the MPC vote and how the Bank needs to keep all of its options open, Rupert Thompson, Head of Research at Kingswood, said: “The BOE as expected...

Commenting on today’s MPC vote and Carney’s imminent departure

Commenting on today’s MPC vote and Carney’s imminent departure, Artur Baluszynski, Head of Research at Henderson Rowe, said: “Although Mark Carney...

Two-thirds of legal professionals expect no rise in Serious Fraud Office conviction rate

More than two-thirds of legal professionals who specialise in white-collar crime do not believe the Serious Fraud Office’s conviction rate will improve over...

FICO adds identity proofing and authentication capabilities to the FICO Platform

FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that it is adding two new product families to its...

Investing in sustainable water

In an increasingly populated world, it is estimated that in the next decade demand for water will surge by a staggering 40%. Why should water be viewed as an...

Brits give thumbs up to biometric verification

Brits are keen to use biometric verification in a wide range of circumstances from online shopping and banking to confirming their age at a pub and even voting...

FICO Releases Machine-Learning Cyber Risk Score on AWS Marketplace

Analytic software firm FICO announced today that the latest release of the FICO® Cyber Risk Score is now available on AWS Marketplace. The latest release of...

Fleet Mortgages announce new BDM for South region

Fleet Mortgages, the buy-to-let specialist lender, has today announced the appointment of a new business development manager (BDM) for the South region....

The Financial World Will Be Completely Reliant on Big Data Within Five Years

Almost two-thirds (64%) of CFOs expect that within the next five years the financial world will no longer be able to operate without big data, however, 13% of...

Shield Awarded ‘Fintech Innovation: Best Regtech Platform 2019’ by Juniper Research’s Future Digital Award

Specialist Regtech provider Shield is proud to announce it has been awarded ‘Fintech Innovation: Best Regtech Platform 2019’ by Juniper...

Zephyr Homeloans lowers rates and fees

Zephyr Homeloans, the specialist buy-to-let lender owned by Computershare, has sharpened the rates on its range of five-year, fixed-rate deals — and lowered...

Hope Capital extends lending up to 2 years

Hope Capital has extended its lending to 24 months. Up until now Hope Capital’s maximum lending term was 12 months but this has now been doubled where it is...

Equifax hires new Chief Product and Marketing Officer for UK and Ireland

Equifax, the consumer and business insights expert, has appointed Jayadeep Nair as Chief Product and Marketing Officer for its UK and Ireland business. With...

Comment: EU proposes new anti-money laundering body

Plans from the EU to introduce a new AML body to combat the transfer of illegal money is a welcome one. But the responsibility to mitigate money laundering...

“Government is waking up to the seriousness of economic crime” – comment

Ahead of a new report being published by the Treasury Committee tomorrow, warning banks to do more to protect and reimburse consumers exposed to economic...

Stacey English Joins Corlytics from Thomson Reuters

Corlytics, the global leader in regulatory risk rating has appointed Stacey English to its executive team as Chief Digital Officer. Stacey will lead...

Commenting on US Q3 GDP growth beating expectations

Commenting on US Q3 GDP growth beating expectations, Chris Towner, Director at JCRA, said: “The Q3 GDP in the US, despite showing slowing growth, did beat...

Third quarter figures show US economy remains resilient

Commenting on US GDP and the likelihood of further interest rate cuts, Rupert Thompson, Head of Research at Kingswood, said: “Third quarter US growth came in...

Customers rate LendingMetrics

Automated underwriting technology company LendingMetrics has scored highly in a recent customer satisfaction survey. The firm’s survey of clients found that...

AccountScore and Equifax release new Open Banking credit risk index

AccountScore and Equifax have today announced the release of a new credit risk index for the consumer lending sector which allows financial institutions to...

Research Reveals That Wide Adoption of Legal Entity Identifiers Could Save Banks an Estimated U.S.$2-4 Billion per Annum in Client Onboarding Efficiencies

Research conducted by McKinsey on behalf of the Global Legal Entity Identifier Foundation (GLEIF) has concluded that wider use of Legal Entity Identifiers...

Property experts react to Nationwide House Price Index

Nationwide’s latest House Price Index (released this morning) has revealed that the average UK house price has increased by a modest 0.2% in October....

Global economy on the turn?

There are, however, two important provisos to bear in mind. The first is that, although global equity prices may be unchanged, investors will have received a...

SRA review shows fifth of law firms fail on money laundering compliance

The Solicitors Regulation Authority (SRA) is to increase checks on law firms after it found that too many were not complying with anti-money laundering...

IT failures in financial services sector: expert commentary

Comment from Venkatesh Varadarajan, Partner in Financial Services, Infosys Consulting: “In the last year there has been no shortage of news around banks’...

How is AI augmenting compliance practices?

Forming a significant theme in several organisational technology strategies, AI can augment a gamut of business practices, including compliance. Compliance is...

FundingSecure collapses, putting £80m of investment at risk

In what has been a turbulent year for the peer-to-peer lending market, yet another platform has gone into administration, putting £80 million worth of...

TransUnion Appoints Mike Davies as UK Chief Operating Officer

Mike Davies has been appointed as chief operating officer (COO) for TransUnion in the UK. Mike will lead the UK operations, optimising business processes to...

Huntswood appoints ex-FCA Deputy Chief Risk Officer Paul Dyer

Paul Dyer, former Deputy Chief Risk Officer at the Financial Conduct Authority, has been appointed to spearhead work on regulatory risk at Huntswood, the...

Fleet Mortgages launch new HMO five-year pay-rate product and reduces rates across individual range

Fleet Mortgages, the buy-to-let specialist lender, has today (24th October 2019) launched a new five-year HMO fix, plus reduced rates on a number of its...

PCI DSS version 4 release coincides with Eckoh’s compliance anniversary

Eckoh plc (AIM: ECK) is proud to have achieved a milestone event, its tenth year of compliance to the Payment Card Industry Data Security Standard (“PCI...

Expert opinion: NCSC targets payment card fraud

Today, the National Cyber Security Centre revealed that it has thwarted over a million cases of suspected payment card fraud this year. In response to this,...

Parental leave, self-employment and severe ill-health are the UK’s pensions blind spots

More than half of UK adults didn’t know they can contribute to their pension while on parental leave, or that they can access their pension early due to...

Comment – Sterling – what next?

Volatility in the FX markets often hinges on uncertainty. With all the noise surrounding Brexit, which reached a crescendo over the weekend, it is therefore...

Deal or no deal – UK Businesses are not ready for Brexit

Almost two in three UK businesses (63%) say they will not be ready for Brexit by 31 October – and 26% say they need a further 6-12 months to get their...

Commenting on Sterling’s reaction to the rejection of a vote on PM Johnson’s Brexit deal

Commenting on Sterling’s reaction to the rejection of a vote on PM Johnson’s Brexit deal, Chris Towner, Director at JCRA, said: “Boris Johnson’s plan...

Law enforcement capacity in Brazil to investigate and prosecute foreign bribery seriously threatened

The OECD Working Group on Bribery is to send a high-level mission to Brasilia as soon as possible in November, to meet with senior officials, to reinforce the...

Brexit – the never ending saga

The UK parliament is once again seemingly poised to vote on the Brexit deal agreed last week by the Government and the EU. With the result still hanging in the...

The identity challenge: How can banks know who’s who?

Technology has transformed the world of banking, bringing all manner of new services to the table and revolutionising the way that customers manage their...

Reactive comment from Huntswood – FCA H1 2019 complaints data

Following the release of the FCA’s H1 2019 complaints data, Matthew Drage, Director of External Engagement at Huntswood, said: “Following a huge surge in...

Chief Economist at Dun & Bradstreet comments on the new Brexit deal

“A managed Brexit is a better prospect for the UK than a no-deal. With progress having seemingly been made in negotiations between the UK and EU, this lays...

Response to the latest ONS crime figures

Josh Gunnell, head of fraud & ID pre-sales at TransUnion in the UK, comments on the Office for National Statistics (ONS) crime in England and Wales...

Commenting on Sterling’s reaction to a Brexit deal being reached

Commenting on Sterling’s reaction to a Brexit deal being reached, Andy Scott, Associate Director at JCRA, said: “Sterling received another leg higher this...

Commenting on a Brexit deal and a big win for Boris

Commenting on a Brexit deal and a big win for Boris, Artur Baluszynski, Head of Research at Henderson Rowe, said: “Big win for Boris. If he manages to get it...

Commenting on Sterling’s reaction to reports of UK/EU negotiators closing in on a Brexit deal

Commenting on Sterling’s reaction to reports of UK/EU negotiators closing in on a Brexit deal, Andy Scott, Associate Director at JCRA, said: “It’s always...

Data Remains Critical Barrier to B2B Customer Experience

Dun & Bradstreet today released its fifth annual Data-Driven Marketing and Advertising Outlook, which shows a strong focus on customer experience (CX) and...

OMS and Knowledge Bank integrate to combine CRM, criteria search and product sourcing

One Mortgage System (OMS), the seamless single-input enquiry to completion processing platform for mortgage intermediaries, has integrated with Knowledge Bank...

New mortgages were higher than in any month since last August

Following the UK Finance lending trends figures this morning, Richard Pike, Phoebus Software sales and marketing director, says “We could have been forgiven...

Cash-woe capitals: Birmingham, Leeds and Edinburgh top table of financial worries

The UK’s most financially stressed cities have been revealed in a nationwide study, with Brummies coming out as the worst off. The new research explored the...

How a ‘big Deal’ will not end Brexit and the US-China trade war

It proved to be an unexpectedly eventful week with the agreement of a limited US-China trade deal and the move towards a Brexit Deal. Global equities ended the...

Ethoca Wins Most Innovative Online Solution at the UK Fraud Awards 2019

Ethoca, the leading provider of collaboration-based technology solutions that help card issuers and online merchants increase card acceptance and stop...

Anti-Money Laundering challenges for Post-Brexit financial institutions in the UK

As the United Kingdom prepares to leave the European Union on October 31st, the financial sector is among those facing the most uncertainty. As a result over...

UK SMEs investing less than their global competition

UK SMEs are least likely to invest in their businesses during the remainder of 2019 according to the latest Global Business Monitor from Bibby Financial...

Nissan warning on no-deal Brexit – comments

Following the news that Japanese carmaker Nissan has warned that a no-deal Brexit could make its European business model unsustainable, Ediz Fahri, Senior...

Cyber Security Month: How clean is your contact centre?

Cyber Security Month aims to teach ‘cyber hygiene’ tips to consumers— but companies need to scrub up too, because contact centres can have dark...

Observability vs. Visibility: Key reasons they are not the same

In today’s increasingly complex cyber landscape, it is now more important than ever for organisations to be able to analyse contextual data in order to make...

SmartSearch receives growth equity investment from Marlin Equity Partners

Award-winning company SmartSearch Ltd, one of the UK’s leading providers of RegTech software focused on Anti-Money Laundering (“AML”) solutions, today...

Open Banking fintech ndgit partners with F10 to bring PSD2 technology to Switzerland

Open Banking fintech, ndgit, is bringing PSD2 Compliance APIs to Switzerland as part of a new initiative launched with F10, the Swiss FinTech Incubator and...

Foundation Home Loans announce new relationship with Mortgage Intelligence

Foundation Home Loans, the intermediary-only, specialist lender has today announced a new relationship with mortgage network and club, Mortgage Intelligence....

Hanley Economic BS launches new part-complete self-build product

Hanley Economic Building Society has launched a new part-complete self-build product. The self-build (part-complete) product is a 3.25% two-year variable...

Financial industry must work together to fight fraud

More than 60 delegates from the UK’s leading banks and other financial organisations have been told that the whole sector can work more closely together in...

PMI Index: UK economy facing ‘heightened risk of recession’,

“The Latest Purchasing Managers’ Index data for the service sector highlights the rising risk of a recession in the UK. The drop from 50.6 points to 49.5...

Equifax celebrates 25 years in Wexford office

Equifax, the consumer and business insights expert, is celebrating 25 years in its Wexford office, having first opened its doors on 5th October 1994. The...

Tackling Economic Crime Awards Finalists

The finalists of the inaugural Tackling Economic Crime Awards (TECAs) have been announced. Recognising the valuable contribution in tackling all areas of...

SAS helps organisations unlock the unrealised potential of their analytics investment

According to IDC, only 35% of organisations indicate that analytical models are fully deployed in production. This results in wasted effort and wasted money....

Security vs. convenience: Delivering seamless, secure service experiences

Customer identity is a precious asset and a highly prized commodity. As the financial services industry has become more digitised down the years,...

Reforms set to pave the way for private-sector growth

Mr. Tahir Al Amri, Executive President, Central Bank of Oman (CBO) talks about Oman’s efforts to enhance its investment climate, in a wide-ranging interview...

How can Invoice Lenders get match fit to minimise future risk?

Hardly a day passes without there being a new report on shrinking manufacturing output, increasing costs to business and fears of an emerging global recession....

Fleet Mortgages announce upgrading of its loan origination notes by Moody’s Investor Services

Fleet Mortgages, the buy-to-let specialist lender, has today announced the ratings of three of its loan origination notes have been upgraded by Moody’s...

Cifas warns holiday makers to be vigilant of scams following collapse of Thomas Cook

Cifas, the UK’s leading fraud prevention service, is warning holiday makers to be vigilant of scams following the collapse of holiday company Thomas Cook...

FICO and Visma Connect partner to offer SaaS anti-financial crime solutions

Visma Connect, the leading Dutch critical payments services provider and FICO have launched a partnership to jointly deliver FICO’s best-in-class...

SmartSearch responds to Cifas stats on rise in mortgage fraud

Martin Cheek, MD at anti-money laundering firm SmartSearch comments on today’s figures from Cifas which show a significant increase in the use of false...

Comment – Central banks and stranger things

It’s been a busy couple of weeks for central bank observers as the ECB, the US Federal Reserve and the BoE communicated updates on their monetary policy...

Mortgage Fraud rises 5% in 2019

Cifas, the UK’s leading fraud prevention service, has revealed that mortgage fraud has seen a 5% increase in the first six months of 2019 compared to the...

OakNorth Bank and secure payments solution, Shieldpay, announce strategic partnership

OakNorth Bank – the UK bank powered by OakNorth – has today announced a strategic partnership with leading high value, secure payments solution, Shieldpay,...

FICO Opens AI Portfolio to Fight Next-Generation Fraud and Financial Crime

FICO® Falcon® X, announced today at the Finovate conference in New York, delivers groundbreaking AI and machine learning technology aimed at preventing new...

Response to the latest ONS retail sales figures

Ryan Kemp, director of retail at TransUnion comments on the latest ONS Retail Sales Index: “In the three months leading up to August 2019, retail sales...

Commenting on the BofE keeping rates unchanged and how it could get ahead of the curve

Commenting on the BofE keeping rates unchanged and how the Bank could get ahead of the curve, Artur Baluszynski, Head of Research at Henderson Rowe, said:...

Yellowhammer Has Notable Implications for Dealer Finance

The Government’s recently published Yellowhammer contingency plan has notable implications for the motor finance sector because the economic disruption could...

Banking on security: keeping data secure in financial services

Financial institutions manage a large volume of sensitive information about their customers. However, the protection of sensitive data in line with...

Arachnys and FICO Partner to Aid Financial Organisations in Managing Corporate KYC Requirements and Accelerating Compliance Processes

FICO, a leading analytics software firm and provider of financial crime compliance solutions, today announced a partnership with Arachnys, a leader in risk...

Phoebus Software launches Innovation Hub

Phoebus Software Ltd (PSL) has launched an Innovation Hub to focus on providing digital and core product developments for new and existing clients. The Hub is...

Verifi Selected as Finalist for Emerging Payments Awards

The 2019 Emerging Payments Awards (“Emerging Payments”) has selected Verifi’s collaboration solution Order Insight as a finalist for its Best Back Office...

CA responds to Governments Consultation on Digital Identity

The Conveyancing Association (CA), the leading trade body for the conveyancing industry, has today issued its response to the Department for Digital, Media,...

Expert opinion: The data privacy implications of a no-deal Brexit

“The growing prospect of a no-deal Brexit could have a major impact not just on the UK economy, but also on how organisations comply with GDPR. We all know...

ECB cuts interest rates and restarts bond-buying – comment

“The ECB has just announced its decision to restart its asset purchase programme (APP) this November, in which €20bn of bonds are set to be purchased each...

Global financial crime protection specialist appoints chief operating officer

Financial crime and compliance software firm TruNarrative has strengthened its executive-level management team with the appointment of a new chief operating...

Zephyr Homeloans scraps upfront application fees

Zephyr Homeloans, the specialist buy-to-let lender owned by Computershare, will no longer charge an upfront application fee. The lender will remove the charge,...

Launch of new Vulnerability Registration Service marks important innovation to protect vulnerable consumers from hardship

In a groundbreaking new step to help protect vulnerable consumers, a group of concerned consumer credit industry professionals have today launched the...

Survey: UK Banks Lead in Race to Merge Fraud, Financial Crime Operations

A new independent survey by research firm Ovum on behalf of global analytic software firm FICO has found that most banks plan to integrate their fraud and...

Spicerhaart comments on the Mortgage Lenders and Administrators Statistics – 2019 Q2

Mark Pilling, is MD at Spicerhaart Corporate Sales said: “The latest Mortgage Lenders and Administrators Statistics reveal that the value of outstanding...

Open Banking to make consumer credit more competitive say 77% of leading experts

A survey of 100 leading global credit experts* has revealed nearly eight out of ten (77%) believe Open Banking will make the market for credit more...

Chirag Shah, CEO, Nucleus Commercial Finance comments on the CYBG SME Health Check Index

The main findings of the CYBG SME Health Check Index show that: SME Health Check Index reduced to 41.9 points in Q2, compared with 48.8 in Q1 Labour market...

Public sector still unprepared for incoming website accessibility regulation, warns Sigma

With just two weeks to go until the UK government implements a new digital accessibility law, many public sector bodies could still be unprepared for the...

Commenting on today’s Eurozone GDP data and how Germany is in a cyclical decline

Commenting on Eurozone GDP data and how Germany is in a cyclical decline, Artur Baluszynski, Head of Research at Henderson Rowe, said: “Global trade tensions...

SM&CR – The Clock is Ticking

While an increasing focus has been given over to the FCA’s review of motor finance, only limited reference has been given to the escalating regulatory...

Lender strengthens Midlands team

Secure Trust Bank Commercial Finance has bolstered its team in the Midlands, with the appointment of Matt Broomfield as Regional Sales Director. Matt has 13...

Landlord education required on EPC legislation – Kate Faulkner

A national awareness campaign is required to help landlords get to grip with new Energy Performance Certificate (EPC) legislation, according to property expert...

Commenting on UK economic health in light of PMI data and Brexit uncertainty

Commenting on UK economic health in light of PMI data and Brexit uncertainty, Artur Baluszynski, Head of Research at Henderson Rowe, said: “In the medium...

New face at LendingMetrics

Michele Pothecary has been appointed Sales Operations Coordinator at LendingMetrics, the auto-decisioning technology provider. She joins from a major South...

OMS adds protection to its platform by integrating with iPipeline’s SolutionBuilder

One Mortgage System (OMS), the seamless single-input enquiry to completion processing platform for mortgage intermediaries, specialist distributors, networks...

TruNarrative provides cutting-edge compliance platform for FinTech money innovator Tally

Financial crime and compliance software firm TruNarrative has been appointed by cutting-edge banking app Tally®, to enhance the customer onboarding and...

Comment – Growth still slowing but central banks are not yet out of ammunition

Commenting on how growth is still slowing but central banks are not yet out of ammunition, Rupert Thompson, Head of Research at Kingswood, said: “Equity...

Labour’s private sector ‘Right to Buy’ would be dangerous and damaging

The Labour Party is reportedly proposing a ‘right to buy’ for tenants in the private sector. This is superficially similar to a scheme proposed by...

KYC compliance costing banks €50 million a year as financial sanctions soar

A typical European bank, serving 10 million customers, could save up to €10 million annually and avoid growing fines by the regulator by implementing...

Specialist Motor Finance opts for auto-decisioning

The latest automated decisioning technology from LendingMetrics has gone live at Specialist Motor Finance (SMF). SMF is using Lending Metrics’ ADP...

Tinubu Square reaches Top 5 in Corda InsurTech Challenge

Tinubu Square, a leading provider of credit insurance, surety and trade finance solutions, has reached the final “top 5” of the inaugural Global Corda...

Commenting on Sterling’s response to Boris Johnson’s announcement

Commenting on Sterling’s response to Boris Johnson’s announcement, Andy Scott, Associate Director at JCRA, said: “Sterling suffered a large sell-off this...

Financial pioneers join the board of Shieldpay as momentum builds around the company

London-based fintech Shieldpay today announces the appointment of Nick Ogden and Jim Cowles as independent non-executive directors to the Company’s board....

FTSE gloomy about economy but fears lessen over Brexit – comment

“The latest study about business confidence towards the UK economy is yet another signal that there is still a high level of uncertainty amongst businesses...

Seraphine warns of the cost of a ‘No Deal’ Brexit

In August 2013 the first official picture of Prince George (attached) was released to the world. The Duchess of Cambridge chose a fuchsia dress from Seraphine,...

Brits’ overloaded wallets leave them vulnerable to fraud

People’s everyday behaviour is leaving them vulnerable to fraud, according to research from Equifax, the consumer and business insights expert. An online...

Q2 Industry report reveals impact of Brexit uncertainty

Dun & Bradstreet has released its Q2 UK Industry Report, which reveals the economic outlook of a range of major industries, as impacted by things such as...

Second charge mortgage market reports volumes up by 15% in June

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Head of Consumer and Mortgage Finance at the Finance &...

TruNarrative provides cutting-edge compliance platform for FinTech money innovator Tally

Financial crime and compliance software firm TruNarrative has been appointed by cutting-edge banking app Tally®, to enhance the customer onboarding and...

Nine local closures a month must prompt Scottish town rethink

At least 414 bank branch, shop and local premises closures have been announced for Scotland’s towns and villages by big business and the public sector since...

Emerging Markets – Panic Justified?

Both stocks and currencies in emerging markets (EM) have been under pressure in the past few weeks. Some might put this down to the “Sell in May and Go...

Right to buy in top five most popular UK mortgage criteria searches for first time, says Knowledge Bank

Right to buy was amongst the most-searched-for residential lender criteria by brokers for the first time in July according to criteria search specialist,...

Portfolio landlords more likely to remortgage within a limited company, Foundation Home Loans research reveals

The latest landlord research from Foundation Home Loans, the intermediary-only, specialist lender has revealed that a third of all landlords intend to...

Reliable data identified as key to successful automation

Dun & Bradstreet and the Chartered Institute of Credit Management today announced the findings of a multi-national study on how respondent finance and...

Newest WSO2 Open Banking Release Helps Banks Speed PSD2 RTS Compliance

Banks and financial institutions across the European Union (EU) and United Kingdom (UK) are sprinting to meet the EU’s Second Payment Services Directive...

SmartSearch: Loophole meaning developers don’t have to run AML checks is ‘opening the gates’ for criminals

Anti-money laundering experts SmartSearch says the ‘anomaly’ where developers selling homes on their own sites do not have to be registered for anti-money...

A machine learning balancing act: Payments, customer experience, fraud detection

The range of potential payment services has expanded rapidly over the last few years. Increasingly, we all want the flexibility of being able to pay with new...

Commenting on the German economy

Commenting on the German economy, Rupert Thompson, Head of Research at Kingswood, said: “German GDP fell 0.1% q/q in Q2. While this contraction followed a...

Scottish job market holds steady

Official figures published today show that the UK employment rate stands at 76.1% – the joint-highest on record since comparable records began in 1971....

Sam Welch Joins TransUnion’s UK Executive Team as Director of Strategy and Planning

TransUnion has appointed Sam Welch to its UK executive team, as he joins the business as part of its global strategy and planning function. Taking up his role...

Comment – The new normal

Bearish views on UK economic prospects are not hard to come by and Friday’s disappointing Q2 growth numbers will have added to the wall of worry. Viewed in...

Fleet Mortgages increase commitment to specialist distributors with onsite underwriter appointment

Fleet Mortgages, the buy-to-let specialist lender, has today announced the appointment of a new onsite underwriter who will work across a range of South East...

ONS monthly GDP estimate – comment

“Latest figures from the Office for National Statistics show that the British economy contracted by 0.2% quarter on quarter in April-June, the first...

Newest WSO2 Open Banking Release Helps Banks Speed PSD2 RTS Compliance

Banks and financial institutions across the European Union (EU) and United Kingdom (UK) are sprinting to meet the EU’s Second Payment Services Directive...

Admiral Insurance selects Equifax affordability solution

Admiral Insurance, one of the largest UK insurers, has expanded its strategic partnership with Equifax, the consumer and business insights expert, to power its...

Commenting on the BOE’s inflation report and interest rate hold

Commenting on the Bank of England’s inflation report and interest rate hold, Joshua Roberts, Associate Director at JCRA, said: “The Bank may not have cut...

Interest rate CEO comment: BofE should raise rates and show some confidence

Following the Bank of England’s decision to hold interest rates at 0.75%, Angus Dent, CEO of business lenders ArchOver, comments. “We’re in territory...

The Bank of England interest rates – reaction from Chief Economist

“It was widely anticipated that the Bank of England would maintain the bank rate given the continued uncertainty in the UK market. Although the UK’s...

Equifax InterConnect Flex solution launches for SME market

Equifax, the consumer and business insights expert, has launched its Equifax Interconnect Flex™ solution for the SME market. A pre-configured system designed...

Q2 2019 insolvency statistics – R3 response

Commenting on the Q2 2019 (April-June) England & Wales insolvency statistics (published this morning by the Insolvency Service), Duncan Swift, President of...

Pound drops to lowest level in two years – comments

This morning the pound dropped to lowest level in two years amid a no Brexit deal. Markus Kuger, Chief Economist at Dun & Bradstreet said: “While the...

The state of global interest rates

The pending summer holiday period gives us time to reflect on the year so far and the opportunity to recharge our batteries for what is expected to be a busy...

SME lending hits 2-year high – Bullish approach essential to Brexit survival, says CEO of ArchOver

Following the news that the Bank of England has announced UK SME lending hit a two-year high in June, despite Brexit uncertainty continuing to escalate, Angus...

Commenting on central banks, a UK/EU game of chicken and US long term sustainable growth

Commenting on central banks, a game of chicken between the EU and UK and US long term sustainable growth, Rupert Thompson, Head of Research at Kingswood, said:...

Webio gears up for expansion as EIT Digital Accelerator partnership is kicked off

Webio, the Conversational Middleware Company has partnered with EIT Digital Accelerator to scale-up and expand internationally. EIT Digital is a leading...

Self-control biggest concern over credit cards

Controlling spending temptations and unintentionally falling into debt are the main consumer concerns when it comes to owning a credit card, according to...

75% LTV first-time buyers get access to six times as many products as their 95% LTV counterparts

Mortgage insurer AmTrust’s latest Mortgage Loan to Value (LTV) Tracker has today revealed a significant increase in the cost of the average property bought...

Commenting on the ECB’s interest rate decision

Commenting on the ECB’s interest rate decision, Rupert Thompson, Head of Research at Kingswood, said: “The ECB left policy unchanged at today’s meeting...

The Boris effect on the markets

Yesterday, Prime Minister Boris Johnson unveiled his new cabinet, appointing former Home Secretary Sajid Javid to Chancellor of the Exchequer and giving...

Commenting on the lowest Eurozone manufacturing confidence since 2012

Commenting on weaker than expected Eurozone manufacturing business confidence, Rupert Thompson, Head of Research at Kingswood, said: “Eurozone manufacturing...

Fleet Mortgages extends offer and valuation times for new-build properties

Fleet Mortgages, the buy-to-let specialist lender, has today (24th July 2019) announced it is extending its offer and valuation times for new-build purchases...

Equiniti Riskfactor appoints Michael Stock as Head of Operations

Equiniti Riskfactor, the market-leading provider of risk management and fraud analytics software for the global commercial finance industry, is delighted to...

Three Ways to Improve Your Risk Performance Through Data Technology

Whether you’re evaluating risk at one of the biggest commercial lenders in the world or as an independent factor, you’re likely taking on more risk at a...

Crystal Specialist Finance completes £5.4m expat rebridge in 15 days

An ex-pat borrower has boosted the value of a luxury apartment in central London after completing a £5.4million re-bridge with Crystal Specialist Finance...

UK financial services struggling to cope with spike in GDPR data requests

Financial services businesses have struggled to handle an upswing in personal data access requests since the General Data Protection Regulation (GDPR) came...

TransUnion Launches TrueVision – A New Suite of Trended Data Capabilities to Better Predict Credit Risk

Global information solutions provider TransUnion has announced the launch of TrueVision™ – a suite of trended data capabilities which can fundamentally...

One in seven British adults admit to committing fraud

Cifas, the UK’s leading fraud prevention service, has today released a report in conjunction with WPI Economics, showing one in seven (14%) British adults...

From Brexit to the BRI – Grant Thornton finds geopolitics is hampering mid-sized global traders – but also creating opportunities

New research from Grant Thornton UK LLP reveals that while Brexit and global geopolitics has challenged some mid-market UK businesses, it has also presented...

Families put holidays travel plans on hold as part of cost saving measures

It may be summer holiday season, but the majority of British households (57%) are looking to tighten the purse strings this summer in order to lower the cost...

John Cannon, managing director of Fraud & ID at TransUnion comments on the government’s announcement on the Economic Crime Plan

John Cannon, managing director of Fraud & ID at TransUnion comments on the government’s announcement on the Economic Crime Plan: “The collaborative...

UK Gov Economic crime plan – Dun & Bradstreet comment

“Although there are already questions about whether the plan goes far enough, the additional funding and reform of suspicious activity reporting announced...

ONS Monthly GDP Figures – comment from Dun & Bradstreet

“Today’s data release shows that the British economy is in slightly better shape than initially expected. Following a poor April when industrial production...

Government provides welcome boost to the company car market

The BVRLA has welcomed today’s announcement from HM Treasury confirming the government’s decision to freeze company car tax. A move set to benefit just...

Equifax CEO Mark Begor officially opens new City of London office

Equifax have officially opened the global company’s new office and European headquarters at 1 Angel Court, Bank, London with Mark Begor, Chief Executive...

Specialist lender Together hires Midlands corporate relationship director

Business banking expert Sonia Mann has joined Together as its corporate relationship director for the Midlands as the UK-wide specialist lender continues its...

Experian expands Guaranteed Rates offering

In a bid to boost transparency and help consumers make more informed decisions about their finances, Experian has expanded its guaranteed rates service. The...

CVAs are fatally wounding our High Streets, warns e-commerce delivery expert

As Monsoon seeks to join the ranks of stores slashing rents through a company voluntary agreement, ParcelHero says CVAs are simply speeding up the demise of...

Response to the latest ONS retail sales figures

Ryan Kemp, director of retail at TransUnion comments on the latest ONS Retail Sales Index: “Overall, the volume of total retail sales in the three months to...

Retailers hoping sunnier days are on the horizon

The key findings from the Office for National Statistics showed: In the three months to May 2019, the quantity bought in retail sales increased by 1.6% when...

Foundation Home Loans launches new portfolio landlord special

Foundation Home Loans, the intermediary-only, specialist lender has today announced the launch of a new portfolio landlord special product, with a minimum...

Phoebus Software Limited achieve management buyout backed by NorthEdge Capital

After over thirty years of private ownership, Phoebus Software Limited (PSL) has concluded a management buyout (MBO) backed by NorthEdge Capital. NorthEdge is...

Aqua Security Announces Vulnerability Shield

Aqua Security, the market leader in protecting container-based, serverless and cloud native applications, announced today version 4.2 of its cloud native...

“Giving your bank details to someone you don’t know is like throwing money into a black hole” – Comment from Shieldpay on Cifas

New research has been published by Cifas on the number of people who are being lured into becoming “money mules”. Tom Clementson, Director of Consumer at...

Cifas Fraudscape 2019: Tackling identity fraud must remain top priority

Commenting on today’s annual Cifas Fraudscape report, Keith McGill, head of identity and fraud at Equifax, warns of the growing agility of fraudsters and...

Fraud continues ‘inexorable’ rise in the UK as new annual figures show 6% increase

Cifas, the UK’s fraud prevention service, today paints an alarming picture of fraud in the UK with the release of Fraudscape, the annual publication of its...

Finstar and NDGIT receive Finance IT Innovation Award 2019

The Finstar® Open Banking Ecosystem of Hypothekarbank Lenzburg (HBL) was awarded the Finance IT Innovation Award 2019 together with the NDGIT platform and...

Rent in London up 21.7% since 2011 compared to 9.1% pay rises

There is a massive shortage of homes for rent at reasonable rents for workers in the lower pay grades, says GMB London A new study by GMB of official data...

Drop in the value of remortgaging could suggest those making home improvements are sourcing alternative funding

Jonathan Sealey, CEO at Hope Capital says “The latest UK Finance figures show that after a low end to 2018 and start to 2019, things are really starting to...

TransUnion launches new tool to support UK finance providers and empower consumers to take control of their financial passport

TransUnion, one of the UK’s leading credit reference agencies, has announced the launch of CreditView – a new, white-labelled, interactive solution which...

Asia Report by Atradius

Trade credit insurer Atradius has published an economic report on Asia, analysing the risks and opportunities of trading within the region. The Atradius...

Calls for mandatory electronic AML checks following FCA’s thematic review of money laundering risks in the Capital Markets

This week, the FCA published its thematic review “Understanding the Money Laundering Risks in the Capital Markets” where it aimed to identify...

‘What’s taking so long?’ 51% customers are fed-up with lengthy digital onboarding process

New research from Experian has revealed that most customers (51%) are so fed-up with slow sign-up processes that many will simply abandon their application. At...

Let Alliance Transforms Tenant Referencing in Partnership with TransUnion

Working closely with TransUnion, Let Alliance has completed a two-year strategic project that has resulted in redefining the way that tenant referencing works...

New report names FICO a cyber risk quantification leader

FICO, a leading analytics software company, today announced that it has been named a category leader in cyber risk quantification solutions in the Cyber Risk...

Second charge mortgage market reports volumes up by 24% in April

Commenting on the April 2019 new business figures for the second charge mortgage market, Fiona Hoyle, Head of Consumer and Mortgage Finance at the Finance...

Foundation Home Loans announce significant growth in portfolio and limited company BTL business

Foundation Home Loans, the intermediary-only, specialist lender has today revealed a significant increase in both portfolio landlord and limited company...

Households have been pushed nearly £2,000 into the red since Theresa May took office, says TUC

Households have been pushed nearly £2,000 into the red in the period since Theresa May became prime minister, according to TUC analysis published today...

The World Bank has warned of weaker global growth – comment

Markus Kuger, Lead Economist at Dun & Bradstreet, said: “It’s unsurprising that the World Bank has adjusted its economic growth forecast given the...

‘The focus on risk identifies and attempts to address the current divergence of risk profiles across products that appear similar’

After the announcement from the Financial Conduct Authority (FCA) about changes to regulating the Peer2Peer industry, James Newbery, Investment Director at...

FCA P2P regulations, BLEND Network view: Regulation does not solve things, good supervision does.

Yann Murciano, Chief Executive at BLEND Network, comments: “At Blend Network, we believe the measures promise to be a positive step forward for P2P...

PSD2 warning: new rules call for anti-fraud investment, Mitek’s EMEA MD

E-commerce giants Amazon, Stripe and Worldpay have warned this morning that online purchases could be at risk thanks to new PSD2 rules set to come into force...

Increased level of risk-taking in retail sector

Growing pressure on the retail sector could increase risk-taking in the supply chain, data in a new report suggests. With more than 7,500 shops closing in 2018...

Hope Capital launches lowest ever rates

Hope Capital has launched its lowest ever interest rate for the month of June 2019. Rates on bridging loan applications will be from just 0.69% per month on...

Commenting on how equity markets have retreated further as the escalation in trade tensions continues

Commenting on how equity markets have retreated further as the escalation in trade tensions continues, Rupert Thompson, Head of Research at Kingswood, said:...

Nucleus Commercial Finance responds to Smith & Williamson SME external finance report

Commenting on Smith & Williamson’s findings that seven in 10 small businesses fail to secure external finance at the first attempt, Simon Willmett,...

Nuapay research finds 89% of merchants are primed for Open Banking

89% of airline, supermarket and subscription economy merchants are primed for Open Banking and have assessed the impact it will have on their business a new...

House building failing to keep pace with population growth in the UK’s fastest growing towns and cities

House building is failing to keep pace with population growth in Britain’s fastest growing towns and cities, research from property P2P lender BLEND Network...

Cybersecurity platform allows firms to provide proof of compliance

ThreatAware – the cybersecurity monitoring and compliance platform – has added a new reporting feature which provides businesses with a full audit...

Cybersecurity and Financial Services – How Can Organisations Combat the Threat?

The financial services industry is naturally a lucrative target for cyber criminals. Financial organisations trade and control vast amounts of money, as well...

Commenting on how Canada is caught between strong economic data and continuing global uncertainty

Commenting on how Canada is caught between strong economic data and continuing global uncertainty, Wesley McDonald, Associate at JCRA, said: “The Bank of...

Four steps for beating procurement fraud

Procurement fraud is always a difficult subject. No one wants to think their employees or suppliers are trying to defraud them, but it’s imperative that...

Second-use of Unexplained Wealth Order as NCA investigates how owner afforded £80m London homes

With this morning’s news that the NCA has launched an investigation into how owner afforded £80m London homes, Aziz Rahman, of business crime solicitors...

Fleet Mortgages launch new five-year standard fixes and cut rates on limited company products

Fleet Mortgages, the buy-to-let specialist lender, has today (29TH May 2019) launched four new 75% LTV five-year fixes in its standard range and cut prices on...

Expert opinion: Fraud refund guarantee scheme

Alex Boothroyd, Senior Banking Fraud Solutions Specialist, SAS UK & Ireland, said: “The implementation of the fraud refund scheme is welcome news that...

1st Stop Group’s loan book passes £200 million mark

1st Stop Group Limited, the specialist consumer lender, is delighted to announce it has passed £200 million of outstanding loans. 1st Stop Group – a...

Analysis shows 2019 set to be year of record AML fines

encompass corporation, a fast-growing provider of intelligently automated Know Your Customer (KYC) solutions, recently carried out an analysis of Anti-Money...

Global Business Failures Decline Despite Growing Economic Challenges

Dun & Bradstreet’s 2019 Global Bankruptcy report has revealed that business failures have declined globally, despite increased economic challenges....

Are hard-pressed department stores finally getting the hang of online?

Today’s Office of National Statistics (ONS) retail sales figures reveal a mixed picture for April, says the home delivery expert ParcelHero. Overall sales...

Wirex and Elliptic unite in new approach to make cryptocurrency safer

Wirex and Elliptic have strengthened their collaboration in order to reduce the risk of cryptocurrency fraud and money laundering. The new remit solidifies the...

Drooms and Oodrive announce exclusive strategic partnership to win over Europe’s sensitive data market

Drooms, the leading provider of virtual data rooms in Europe, and Oodrive, the European leader in sensitive data management, today announce the signing of an...

JCRA launches new online financial risk management portal for finance directors, portfolio managers and accounting teams

JCRA, the independent financial risk advisor, today announces the launch of Ada, the new digital financial risk management portal for finance directors,...

What you need to know before trading with South America

A country report on South America has been published for export-focused businesses by trade credit insurer Atradius. With information hailed as key to building...

Equifax moves to new City of London office at Bank

Equifax, the consumer and business insights expert, has today moved offices to 1 Angel Court, Bank, at the heart of the City of London. Previously located in...

One Savings Bank appoints Jaywing as independent risk model validation partner, as it embarks on its IRB programme

Credit risk analytics experts, Jaywing, announces that it has partnered with specialist lender One Savings Bank within its second line function, to...

Fraud risk puts sellers off online marketplaces

Over two fifths (43%) of people are put off selling items or services online due to the risk of fraud according to newly published Fraud Tracker data from...

Impact Specialist Finance and UTB in packager agreement

Impact Specialist Finance, the specialist mortgage broker and distributor, has announced a packaging agreement with United Trust Bank (UTB) which will allow it...

An innovative approach to defeating cheque fraud

In our first whitepaper of 2019, Fighting Cheque Fraud in the 21st Century: Cheque Fraud Detection in the New Clearing Model, it was explained that whilst...

Atom bank select TruNarrative for next generation protection against financial crime

TruNarrative are proud to announce their latest partnership with the UK’s first bank built exclusively for mobile or tablet, Atom bank plc, to provide an AML...

FCA Raids Increase – Opinion

The FCA has reported that it carried out more raids last year than in any year since 2010. But Syedur Rahman of business crime solicitors Rahman Ravelli argues...

YouGov poll for the Centre of Policy Studies think-tank on SMEs – comments from Dun & Bradstreet

Tim Vine, Head of European Trade Credit at Dun & Bradstreet said: “Small businesses make up 99% of all private companies and are ‘the engine’ behind...

Foundation Home Loans launch new five-year fixed rate for limited company buy-to-let clients

Foundation Home Loans, the intermediary-only, specialist lender has today launched a new five-year fixed rate product available just for buy-to-let limited...

Consumers need to know their soft vs hard searches

It is the time of year when individuals may be looking to apply for extra credit to pay for things like some home improvements or paying for a summer holiday....

Hastings Direct selects Equifax as long term data partner

Hastings Direct, the technology driven insurance provider, has extended its relationship with Equifax, the consumer and business insights expert, in a...

Tories ‘not on the side of small business’, say voters

Former senior Government adviser calls for urgent simplification of small business tax regime in a major new report on small businesses. YouGov polling of both...

Banks have buried their heads in the sand when it comes to victims of fraud – comment from Peter Janes, Shieldpay

After news today from the Financial Ombudsman that big banks are receiving increasing numbers of complaints over compensation for fraud, Peter Janes,...

Securitisation and funding expert, Ian Sutton, joins Phoebus Software as company continues to expand

Ian Sutton has joined Phoebus Software Limited (PSL) as a consultant specialising in the funding and financial aspects of lending. Ian’s appointment is one...

Comment on ING’s International Survey on New Technologies – Moneyhub

In advance of tomorrow’s release of the ING’s latest International Survey on New Technologies, Samantha Seaton, CEO of Moneyhub has commented on the...

Three in ten British adults spent more than they received in income in the past month – R3

Three in ten (28%) British adults ran a ‘deficit budget’ in the past month, spending more during the month than they received in income, according to new...

Three in ten British adults spent more than they received in income in the past month

Three in ten (28%) British adults ran a ‘deficit budget’ in the past month, spending more during the month than they received in income, according to new...

Global supply chain mapped in minutes with optimisation

BASF has optimised one of the world’s largest supply chain networks using FICO® Xpress Optimisation. BASF’s advanced business analytics team used the...

Commenting on the escalation of trade tensions between the US and China

Commenting on the escalation of trade tensions between the US and China, Rupert Thompson, Head of Research at Kingswood, said: “Equity markets have been...

Fleet Mortgages introduces 80% LTV product range plus further criteria changes

Fleet Mortgages, the buy-to-let specialist lender, has today (13th May 2019) announced the addition of 80% LTV products across the three core areas of its...

Atom bank select TruNarrative for next generation protection against financial crime

TruNarrative are proud to announce their latest partnership with the UK’s first bank built exclusively for mobile or tablet, Atom bank plc, to provide an AML...

Crystal Specialist Finance launches new Specialist Residential offering

Crystal Specialist Finance (CSF) has launched a new Specialist Residential offering to meet growing demand from brokers looking to place complex first charge...

UBS reduced fraud by 84 percent with AI

UBS Card Center, which processes roughly 25 percent of all credit cards in Switzerland, has won the Security Innovation of the Year award at the Retail Banker...

SFO spends £7.5M on GlaxoSmithKline Investigation

The Serious Fraud Office’s abandoned investigation into Glaxosmithkline cost £7.5M. Nicola Sharp of business crime solicitors Rahman Ravelli considers the...

Review shows too many law firms falling short on anti-money laundering

A review has shown that a significant minority of law firms are not doing enough to prevent money laundering, with some falling seriously short. The Solicitors...

Warranty issues prove ‘no obstacle’ to Aspen’s Finish and Exist customer

A client unable to finish a three-house property development due to limited cashflow and no warranty is back on track thanks to Aspen Bridging’s underwriting...

George Robbins, director of financial services at TransUnion in the UK comments on the latest BofE Money and Credit statistics

George Robbins, director of financial services at TransUnion in the UK comments on the latest BofE Money and Credit statistics: “The latest monthly Money and...

The Dragon’s Den Effect – a fifth of SME leaders are unable to recall any of the key financial statistics about their business

With many successful entrepreneurs stumbling over their figures when facing the Dragon’s Den, new research from Nucleus Commercial Finance shows that SME...

‘Challenges remain’ for many households despite slowdown in consumer credit growth

The Bank of England has today published its latest monthly Money and Credit figures showing consumer credit growth slowed to 6.4 percent in the year to March...

Nationwide HPI – hopeful signs of renewed activity – comment from Gary Barker, CEO, Reapit

Following today’s Nationwide house price index, Gary Barker, CEO, Reapit, said he sees the hopeful signs of renewed activity: “An extension to the Brexit...

Citi Global Trade Uses AI to Digitise Compliance in NextGen Project

Citi announced today its NextGen project, an initiative with EY and SAS, using artificial intelligence (AI) to develop an advanced risk analytics scoring...

Hanley Economic BS surpasses six-month Scottish application and advances target

residential and self-build markets by 66% and 23% respectively. The society extended its self-build and residential mortgage offerings into Scotland in...

Comment – Global equities rise but can they continue their upward march?

Commenting on whether global equities can continue their upward march, Rupert Thompson, Head of Research at Kingswood, said: “Equity markets have recovered...

Hampshire Trust Bank turns to Jaywing for IFRS 9 stress testing solution

Credit risk and Artificial Intelligence (AI) expert, Jaywing, has been appointed by Hampshire Trust Bank (HTB), the UK-based asset finance, property finance...

Verifi Hires Hitesh Anand As Chief Product Officer

Verifi, Inc., leading provider of chargeback & dispute mitigation services for card-present and card-not-present merchants, today announced that Hitesh...

LCPAca Resi Index March: UK sees lowest price growth since 2013

Headlines from March Report: UK sees lowest price growth since 2013 Prime Central London (PCL) Brexit’s false dawn brings surge of activity Average annual...

UK export growth slows amid global trade tensions

Growth in UK manufacturing export orders weakened to a three year low in Q1 2019, according to the latest Lloyds Bank International Trade Index, compiled in...

New PSD2 rules could lose retailers £60bn – Mitek EMEA MD comments on solutions

Rene Hendrikse, EMEA MD of Mitek: “Sooner rather than later, retailers must recognise the need to invest in anti-fraud technologies. With the new anti-fraud...

New B2B Fraud Prevention Network launched to tackle ever-changing corporate fraud tactics

Graydon, leading provider of business data, insights, analytics and solutions identified £500,000 worth of suspected frauds across the UK, every week in 2018,...

David Finch appointed chief revenue officer for TransUnion in the UK

TransUnion (formerly Callcredit) has appointed David Finch as chief revenue officer (CRO) to lead its go-to-market strategy and drive revenue for the UK...

Expert opinion on GCHQ announcement – combatting credit card fraud

Alex Boothroyd, Senior Banking Fraud Solutions Specialist, SAS UK & Ireland: “While it should be a huge help to banks that GCHQ is happy to share...

Cyber-attacks soar in 2019, with most UK businesses left unprepared to respond

As we approach the first anniversary of GDPR, cyber-attacks are rocketing in 2019, with more than half of British firms reporting cyber-attacks this year....

Yooz leverages Artificial Intelligence to help UK businesses tackle invoice fraud

Yooz, an international provider of intelligent P2P software in the Cloud, today announced the launch of YoozProtect, a new functionality to assist in the...

7.5 million Brits fall victim to seller fraud

Nearly half (47%) of people who have sold an item or service online have fallen victim to fraud according to new Fraud Tracker data from Shieldpay. This totals...

FICO augments Decision Management Platform with open APIs and Kubernetes

Today, FICO announced the latest version of its industry-leading Decision Management Platform (DMP). FICO DMP is a platform for cloud-based, digital...

Changing the way data is interrogated and benchmarks viewed

big xyt, an independent provider of high-volume smart data and data analytics, is pleased to announce that, following consultation with a number of clients,...

DBRS: Brexit Delays – The New Normal

DBRS has taken a consistent view on the credit implications for the United Kingdom of Great Britain and Northern Ireland (U.K.) following its 2016 decision to...

Mixed Messages from the FCA on Brexit

Setting out its priorities for 2019 the Financial Conduct Authority (FCA) is warning of the burden being placed on it by Brexit, despite just days earlier...

Are consumers the saviours of Brexit?

It is clear that as we grow closer to Brexit, the UK’s economy’s growth is slowing. In 2018, the British economy grew by 1.4% which is the weakest...

Amazon fake reviews: industry needs to prevent fraud rather than offer a cure

After news that Amazon is struggling to verify thousands of brands and reviews on the site, Tom Clementson, Director of Consumer and SMB at Shieldpay,...

ieDigital shortlisted for open banking and rebranding awards

ieDigital was today shortlisted in two categories at the Credit Awards 2019. The categories are ‘Excellence in open banking’ and ‘Best rebrand’. The...

Expert response to TSB fraud refund guarantee

Alex Boothroyd, Senior Banking Fraud Solutions Specialist, SAS UK & Ireland: “With £1.2bn lost to bank fraud in 2018, TSB has shown initiative and taken...

African Data Centre Provider is Finalist for the third year in a row in the prestigious UK DCS Awards

Following a stringent judging process, Rack Centre, African Premium Data Centre is a finalist for the third year in a row in the prestigious UK Data Centre...

CHL Mortgages appoints Jaywing to deliver a comprehensive IFRS 9 model monitoring suite

Credit risk expert, Jaywing, today announces a new engagement to develop a comprehensive IFRS 9 model monitoring solution to mortgage provider, CHL Mortgages....

Equifax hires new Vice President of Operations for UK and Ireland

Equifax, the consumer and business insights expert, has appointed Tony Banks as Vice President of Operations for the UK and Ireland. With over 20 years of...

Medscheme Transforms Claims Management Efficiency using FICO Decision Technology

Medscheme, one of South Africa’s largest providers of administrative and health risk management solutions for the health care sector, has created a modern...

LTV Tracker reveals increase in deposit requirements for first-time buyers resulting in increased mortgage costs

Mortgage insurer AmTrust’s latest Mortgage Loan to Value (LTV) Tracker has today revealed a significant increase in the cost of the average first-time buyer...

Report released on Cybersecurity, Consumer Privacy, and 5G Technology

The Consumer Choice Center announces the release of a policy note on consumer privacy and cybersecurity in Europe. The policy note discusses current privacy...

It’s Business as Usual for Most Consumers Impacted by Payment Card Fraud

In 2018, millions of consumers had their personal data compromised by breaches across a diverse set of industries—from tech to retail to hospitality and...

VAS Panel celebrates 50th new client with Masthaven Bank partnership

VAS Panel is celebrating a landmark achievement having secured Masthaven Bank as its 50th lender client in a little over one year. Under the terms of the...

Rated People partner with Shieldpay to prevent fraud

Rated People has partnered with Shieldpay to offer Protected Payments and give consumers and tradespeople a safe way to transact. Shieldpay’s instant digital...

Comment on news that the FCA has fined Standard Chartered Bank £102.2m for anti-money laundering breaches from John Dobson, CEO of anti-money laundering firm SmartSearch

John Dobson, CEO of anti-money laundering firm SmartSearch comments on news that the FCA has fined Standard Chartered Bank £102.2m for anti-money laundering...

Chartis names FICO a leader in AI for Financial Services

FICO, a leading analytics company, today announced that it has been named a category leader in the AI in Financial Services, 2019; Market and Vendor Landscape...

Fleet Mortgages return to market with enhanced product range & criteria

Fleet Mortgages, the buy-to-let specialist lender, has today (9th April 2019) announced its return to the mortgage market with a full product range including a...

Insecure managers damage business

Managers who are threatened by subordinates can cause huge damage to their workplace due to feelings of insecurity, a new study has shown. The findings, from a...

Virgin Money tests Jaywing AI technology to enhance risk models

Virgin Money recently worked with data science expert, Jaywing, to deploy Artificial Intelligence (AI) tests through the use of its AI product, Archetype in...

Two out of three cyberattacks make use of “friendly” programs and fileless malware

Over the last few years, infections due to malware have been steadily falling, and are giving way to new, more sophisticated behaviours from cyberattackers....

The Access Group welcomes Unicorn to the family

The Access Group today announced the acquisition of Unicorn, the UK’s leading provider of learning technology solutions. The Access Group sees the addition...

Austerity ushers in data innovation in the UK’s public sector

Big Data LDN (BDL), the UK’s largest exhibition and conference for data leaders, today revealed findings from its Public Sector Data Report 2019. The...

4C Strategies appoints Jonas Jonsson to lead its UK and International expansion

From April 1st, Jonas Jonsson takes on the role as Managing Director for 4C Strategies UK and International operations, headed from London. The merger of the...

Proprietary Phonetic Fingerprint Technology to Fight Money Laundering Launches in the UK

To help UK financial institutions and businesses stamp out money laundering activities, remain compliant with legislation, and improve efficiencies, Israeli...

Shield and Trusted Data Solutions Announce International Partnership

Specialist RegTech provider Shield Financial Compliance (Shield) and the global leader in legacy data management and transformation, Trusted Data Solutions...

UK a procurement fraud capital, SAS research shows

Procurement fraud is widespread in the UK and the country lags behind many countries in its detection capabilities, new research from SAS reveals. British...

FICO Cyber Risk Score to Measure Supply Chain Risk for T-Mobile

FICO announced today that T-Mobile, one of the leading US mobile carriers, will use the FICO® Cyber Risk Score as a key quantitative risk metric in its vendor...

Nationwide partners with Jaywing to explore ‘explainable’ AI-driven application scoring

Nationwide, the UK’s largest building society, has chosen credit risk and Artificial Intelligence (AI) experts Jaywing, to work with its analytical team on a...

ICO opens Sandbox beta phase to enhance data protection and support innovation

The Information Commissioner’s Office (ICO) has opened the beta phase of its Sandbox, a new service designed to support organisations using personal data to...

Nationwide House Price Index: Brexit not the only factor to blame

According to data from mortgage lender, Nationwide, British house prices picked up ever so slightly during a turbulent month in politics. Gary Barker, CEO of...

Grupo Fleury Streamlines Demand Planning with FICO Platform

Grupo Fleury, one of Brazil’s largest diagnostic medicine companies, has created an automated demand planning management platform – the Fleury Forecaster...

Equifax and FICO introduce strategic partnership to deliver the Data Decisions Cloud

To increase velocity for deploying predictive models, FICO and Equifax are introducing the Data Decisions Cloud. The new Data Decisions Cloud is an end-to-end...

UK GDP growth to outpace Germany this year if no-deal avoided

The UK economy could grow faster than its German counterpart this year if it can avoid a no-deal Brexit, according to Euler Hermes, the world’s leading trade...

Jigsaw Finance Targeting Growth

In the aftermath of the FCA review of motor finance, Jigsaw Finances announces ambitious growth plans To provide its innovative Finance Assist Service to...

Hanley Economic BS bolsters shared ownership product range

Hanley Economic Building Society has bolstered its shared ownership product range with the launch of a no-fee, shared ownership variable discount mortgage for...

UK fintech SamePage chosen to ‘revolutionise’ Green Deal loan market

A new fintech software company set up to transform the consumer lending journey has “revolutionised” access to environmentally friendly home improvement...

Commenting on how recession fears are likely to remain and UK consumers faring well

Commenting on how recession fears are likely to remain and how UK consumers are faring well, Rupert Thompson, Head of Research at Kingswood, said: “Fears of...

Reaction to today’s ONS retail figures

There was a little bit of optimism in both the non-retail and fuel sectors but food stores took a little bite. The key findings from the Office for National...

The money laundering implications of Brexit – Opinion from Rahman Ravelli

Among the political turmoil over Brexit and the UK’s future relationship with Europe, the issue of money laundering seems to have been overlooked so far. And...

Elliptic makes senior hires to drive growth and support increasing demand

Elliptic, the world’s leading cryptocurrency compliance company, today announces a series of strategic hires to strengthen its senior leadership team....

Firms increasingly cautious on risk-taking in the supply chain

Companies are increasingly cautious over taking risks in their supply chain, with fears over their level of dependence on suppliers and sourcing from high-risk...

Fiduciam expands into Germany with a new office with aim to help UK brokers leverage property overseas

Fiduciam, the short to medium term lender renowned for its business and overseas lending, has just expanded into another European country, opening an office in...

Paradigm launch guide to Senior Managers & Certification Regime

Paradigm Mortgage Services, the mortgage services proposition, has today (18th March 2019) announced the launch of a new free Guide for all directly authorised...

Firms pay bosses more and shareholders less after a cybersecurity breach, study reveals

Bosses are more likely to receive a pay rise after their firm suffers a cybersecurity breach, a study has found. Researchers at Warwick Business School found...

Euler Hermes launches its open data portal, granting public access to millions of exclusive data

Euler Hermes has released its open data platform for anyone to access, use and share its valuable data on international B2B trade and is committed to expanding...

A little ray of hope amidst uncertainty – Comment on the UK Finance lending trends

Following the UK Finance lending trends for January, Richard Pike, Phoebus Software sales and marketing director, says “The turmoil in government is...

Santander Brazil Deploys New Strategies in Half the Time with Centralised Decision Engine from FICO

Santander Brazil can now deploy or change new lending strategies and new analytic models in half the time using the FICO® Decision Management Suite. The bank,...

Spring Statement – reaction from Lead Economist at Dun & Bradstreet

Phillip Hammond has just announced the new Spring Statement. If you are covering the news and are looking to include commentary, please find comments from...

Payment authentication based on fingerprints is not fool proof

On the news that NatWest is trialling fingerprint debit cards to remove the £30 contactless payment limit, Toni Vitale, head of regulation, data &...

Building the foundations for keeping legal data safe

Information management is vital to the daily operations of any law firm or legal department in Europe. The policies set and the responsibilities assigned for...

Commenting on stronger than expected UK GDP as the Brexit vote looms

Commenting on stronger than expected UK GDP as the Brexit vote looms, Rupert Thompson, Head of Research at Kingswood, said: “The January GDP data provided...

Compliance and procurement professionals’ confidence declines as environmental, regulation and fraud concerns grow

Dun & Bradstreet’s 2019 Compliance and Procurement Sentiment report finds that confidence around the effectiveness to prevent fraud, manage regulation...

FICO’s Marta Czerep Named to DataIQ 100 List of UK Analytics Leaders

Marta Czerep, a senior manager in the EMEA Analytic Consulting Team for analytic software firm FICO, was named one of the DataIQ 100 for 2019. DataIQ revealed...

Commenting on a make-or-break Brexit and a slowdown in global growth but bullish US sentiment

Commenting on a make-or-break week for Brexit looming and how there is still a slowdown in global growth but US sentiment is bullish, Rupert Thompson, Head of...

95 bank accounts mainly belonging to Chinese students frozen in money laundering crackdown

In a major co-ordinated operation, police and law enforcement agencies froze 95 bank accounts belonging mainly to Chinese students in an attempt to tackle...

Ayotunde Coker selected as a member of Data Economy Power list of 200 Individuals affecting the Data Centre world

Data Economy, one of the world’s most prestigious publications devoted to the global data industry has selected Dr Ayotunde Coker, the Managing Director of...

Institute marks 140 years at the heart of the finance sector

Today marks the 140th anniversary of the establishment of The London Institute of Banking & Finance. The Institute of Bankers, as we were called in 1879,...

Insurance professional warn on legal risks from a bad Brexit and the impact on claims

New research among insurance professionals reveals that more than a third (37%) believe there is a high risk of company directors being sued by investors and...

UK Housing market showing greater resilience than expected

Speaking after the release of the latest Halifax House Price Index, Roxana Mohammadian-Molina, Chief Strategy Officer at leading peer-to-peer property lending...

Kensington Mortgage and Property Report – March 2019

Key Highlights Kensington has developed a proprietary loan level predictive modelling tool used to forecast the performance of UK residential mortgages It was...

Dramatic growth in insurance blackspots predicted

Large corporations have become so complex they are dangerously underinsured for key business risks, warns Mactavish, the leading expert on commercial insurance...

UK Fintech Evergreen Chooses FICO Analytic System to Automate Credit Decisions

Evergreen Finance London Ltd, a leading UK fintech that operates as MoneyBoat.co.uk, have recently selected FICO technology and analytics to automate lending...

Equiniti Riskfactor launches new training academy

Equiniti Riskfactor is pleased to announce the launch of a new interactive training course on receivables finance, working with On Business Training, a...

99% of financial firms expect to benefit from Open Banking, with improved customer onboarding the main driver of adoption

A near-unanimous 99% of financial services organisations polled expect Open Banking to benefit their business. Over half (52%) believe that Open Banking will...

Shield FC Finalist in RegTech Insight Awards and National Technology Awards 2019

Specialist RegTech provider Shield Financial Compliance (Shield FC) has been shortlisted for four RegTech Insight Awards 2019 categories and at the National...

Fraudsters increasingly target over 60s and look to countryside for new victims

Fraud against older people soared last year as criminals looked beyond the UK’s cities and towns for new victims, according to Experian. City dwellers whose...

AML firm SmartSearch named in The FT 1000 annual list of Europe’s fastest-growing companies

Leeds Anti-Money Laundering (AML) firm SmartSearch is officially one of the fastest growing companies in Europe after being named in the FT 1000. FT 1000:...

Equifax research shows young people more at risk from fraud

Young people are significantly less likely to monitor their bank balances, exposing them to risks from fraud, according to research from Equifax, the consumer...

Payment scam victims more likely to be reimbursed – comment from Shieldpay’s Tom Clementson

In light of today’s news from the Payment Systems Regulator which will increase standards to stop consumers being made victims of ‘push’ payment fraud,...

Brexit cited as top macroeconomic factor likely to fuel European restructurings in 2019

Brexit is the main macroeconomic factor likely to drive a European restructuring wave in 2019, according to Debtwire’s 15th European Distressed Debt Market...

Revolut money laundering: AI essential to reduce fraud – SAS

Colin Bristow, Fraud & Anti-Money Laundering Specialist at SAS UK & Ireland said: “Revolut may have enabled thousands of fraudulent payments simply...

SAS, GARP survey: 81 per cent of risk professionals already seeing value of AI

Artificial intelligence (AI) is transforming all industries, including financial services. A survey from analytics leader SAS and the Global Association of...

M&S Bank enables faster mortgage applications with Open Banking

M&S Bank has become one of the first mortgage providers to enable open banking assisted mortgage applications. The open banking enabled mortgage journey...

New cybersecurity platform offers peace of mind for financial services firms

With information security a key issue for financial services firms, a new software platform allows directors with no specialist IT skills to monitor the whole...

Sterling and a “cliff-edge” Brexit

Commenting on Sterling’s gains following reports that a “cliff-edge” Brexit will be prevented, Andy Scott, Associate Director at JCRA, the independent...

SPINR launches, bringing a new era of data management to smaller organisations in the public sector

Cloud-based data and API integration platform SPINR today announces its official launch as a catalyst for smaller organisations across the public sector,...

Financial service cyber attacks increased fivefold in 2018

According to the Financial Conduct Authority, the UK saw a fivefold increase in data breaches in 2018 compared to the year before. In April 2018, seven retail...

SFO closes GlaxoSmithKline investigation and investigation into Rolls-Royce individuals

Commenting on the SFO’s decision to close the investigations into both GlaxoSmithKline (GSK) and Rolls-Royce, Aziz Rahman, Senior Partner at business crime...

Brexit clinics: Don’t trust to banks alone – ArchOver

Angus Dent, CEO, ArchOver: “What a resounding compliment to the negotiating powers of our Government it is that the FSB and CBI’s best advice at this point...

Foundation Home Loans launch new ‘Fix to Flex’ five-year buy-to-let deal

Foundation Home Loans, the intermediary-only, specialist lender has today (21st February 2019) announced the launch of its new ‘Fix to Flex’ five-year,...

CallMiner and Morae Global Announce Partnership to Deliver Conversational Behavioral Analytics for Financial Services Risk Mitigation and Regulatory Compliance

CallMiner, the leading provider of award-winning speech and customer engagement analytics platform CallMiner Eureka, announced today a partnership with Morae...

RapidLEI Debuts On-demand Legal Entity Identifier API

RapidLEI, a GLEIF accredited LEI issuer specialising in the automation of the LEI provision process, has launched the industry’s first comprehensive API...

“Decision makers don’t place a high enough value on technology” – research from Centtrip

One in five (21%) businesses in the UK believe that decision makers do not place enough value on technology and 24% do not understand how fintechs could help...

UK property transactions drop by a third over the past three months as Brexit bites

Reapit research has found that UK property transactions have plummeted by a third in the past three months as Brexit uncertainty weighs on the market. Reapit,...

Used Vehicle Future Values: Getting Them Right Matters in Finance

Demand for quality used stock was strong throughout 2018 with average values rising at auction sustained by a combination of strong dealer demand and retailing...

Commenting on today’s GDP numbers and the woefully ill-placed position of both Europe and the UK

Commenting on today’s European GDP numbers, James Faulkner from Master Investor, the UK based investment media and events company, said: “Today’s GDP...

No deal Brexit could complicate cross border debt enforcement warns RSM

Lenders could find it much harder to enforce cross border debts in the event of a no deal Brexit, RSM has warned. Currently, European regulations facilitate...

The First Norwegian Bank Selected to Demo at Finovate

Monobank, a cloud-based bank focused on consumer finance in the Nordics, showcased its new white label credit card app Mono Pay for Europe’s finance and...

Aire and Experian Announce Reseller Agreement to Develop New Credit Services

Aire, which aims to make credit fairer for consumers, and more valuable to lenders, has entered into a reseller agreement with Experian. Experian can now sell...

Businesses can now take full advantage of analytics

Today, FICO announced a community version of FICO Xpress Insight, a decision support application that enables data scientists to rapidly deploy any advanced...

Optimisation solves large-scale wind farm design problem

Ørsted, the world’s leading offshore wind farm developer, has used FICO® Xpress Optimisation to develop a novel digital solution for designing an...

Shield FC Named One of the Most Influential FinTech Companies for 2019

Specialist RegTech provider Shield Financial Compliance (Shield FC) is proud to announce it has been named as one of Financial Technologist Magazine’s List...

NDGIT opens new office in London as part of international expansion

German-based fintech company, NDGIT, today announces the opening of a new London office as it rolls out its API platform for banks and insurance organisations...

Newcastle Building Society sees significant uplift in Risk Model performance, using Jaywing’s AI product Archetype

Credit risk and Artificial Intelligence (AI) expert, Jaywing, today announces the results of an exploratory piece of work undertaken for Newcastle Building...

MEPs confirm Commission blacklist of countries at risk of money laundering

By Chris Laws, Global Head of Product Development, Compliance & Supply Solutions at Dun and Bradstreet “The EU blacklist is an important tool to combat...

Commenting on the Bank of England cutting its growth forecast to lowest level since 2009

Commenting on the Bank of England cutting its growth forecast to the lowest level since the financial crisis, James Faulkner from Master Investor, the UK based...

The Bank of England interest rates – reaction from Lead Economist at Dun & Bradstreet

Markus Kuger, Lead Economist, Dun & Bradstreet“The Bank of England’s decision to maintain interest rates was largely anticipated by the markets and is...

BoE slash growth forecasts, impact on Sterling

Commenting on Sterling’s fall as Brexit optimism fades and the Bank of England slash growth forecasts, Andy Scott, Associate Director at JCRA, the...

New customer signed for ADP

LendingMetrics is providing its ADP platform to Evolution Money in a move that will speed up turnaround times and improve efficiency at the fast-growing...

Average earnings in East of England 9.9% below real value of earnings in 2007

A study of official data by GMB has shown that in the East of England, full-time workers’ mean gross annual pay in 2018 was just 90.9% of what it was in...

Scandinavian finance leader doubles fraud detection rate with FICO

EnterCard, one of the leading Scandinavian finance companies, has sharply reduced its fraud rate and generated massive savings using the FICO® Falcon®...

TransUnion teams up with PSaS to deliver new deceased credit file report

Probate Searches & Services Ltd (PSaS) has selected TransUnion (formerly Callcredit) to provide account information checks as it launches a new credit...

OMS hits half a billion lending milestone

One Mortgage System (OMS), the seamless single-input enquiry to completion processing platform for brokers, has achieved half a billion pounds worth of lending...

Nissan: Brexit is a sideshow

As Nissan decides to build its new X-Trail model in Japan rather than Sunderland, Dr Jonathan Owens, Lecturer in Operations Management at the University of...

Centtrip appoints Pierre Suhrcke as non-executive director

Centtrip, a leader in intelligent treasury management, has appointed Pierre Suhrcke as a non-executive director. Pierre will join the Board of Centtrip...

Stronger data protection with updated guidelines on assessing information security controls

Software attacks, theft of intellectual property or sabotage are just some of the many information security risks that organizations face. And the consequences...

The used car outlook from findandfundmycar.com

The used car market is set to become an even more challenging environment in 2019, but there are ways for dealers to sustain sales and the bottom-line. This is...

Stonebridge Group announces continued growth in 2018

Stonebridge Group, the mortgage and insurance network, has today (30th January 2019) announced another year of business volume growth across its three key...

Backstop or no backstop: Graydon steps up to the plate in Ireland

Graydon, leading provider of business data, insights, analytics and data-solutions announced today that the business is strengthening its offering into...

Want to end phishing? Killing email is a terrible place to start

Phishing has long been, and remains, one of the biggest security headaches faced by organisations today. It’s an especially big problem for financial...

Equifax welcomes new FCA rules on Authorised Push Payment fraud

Keith McGill, Head of ID & Fraud at Equifax UK, comments on the new FCA rules on handling complaints of Authorised Push Payment fraud coming into force...

Comment: How can Patisserie Valerie combat fraud?

In the wake of PWC’s findings around the Patisserie Valerie fraud investigation, Laurent Colombant, fraud business solutions manager, SAS said:...

Data Privacy Day – Comment

John Byrne, CEO, Corlytics: “It won’t be all about GDPR in 2019. We expect more stringent data security requirements to come into force all around...

KYOCERA: “Organisations must make data protection a central part of their business strategy”

In the modern business environment, data is everything. That is never more significant than on Data Privacy Day, when security pioneer KYOCERA Document...

‘Designing out’ cyber threats to businesses and personal data

The UK is set to become a world leader in the race to eradicate some of the most damaging cyber security threats facing businesses and better protect...

Fighting Cheque Fraud in the 21st Century

Cheque Fraud Detection in the New Clearing Model By: Gordon Madgwick, Cheque Consultant, (ex-Operations Director, Cheque & Credit Clearing Company)...

FICO solutions lead fight against financial crime

Two new IDC MarketScape reports name FICO TONBELLER, a division of leading analytics software firm FICO, a Leader in financial crime compliance: FICO®...

Money Laundering Exposed – we cannot use 20th-century methods to fight 21st-century crime

This week saw the launch of a new report into money laundering, the very serious threat it poses to our society and what we should be doing to fight it. We...

TransUnion UK Appoints Satrajit Saha as New CEO

Leading credit reference agency and information solutions provider TransUnion (formerly Callcredit), has announced today the appointment of Satrajit...

Third-Party Risk Management Remains a Top Business Concern for Procurement and Compliance Professionals

Businesses need to know with whom they’re doing business. A seemingly obvious pursuit, however, remains a primary challenge across industries. Understanding...

Hanley Economic BS announces 2019 Self-Build push

Hanley Economic Building Society has announced the start of an extensive 2019 Self-Build campaign as it seeks to engage with growing numbers of self-builders...

More than one in four people uneasy about finances this Blue Monday

New survey findings commissioned from YouGov by StepChange Debt Charity reveal that more than a quarter of us (27%) started the New Year feeling uneasy about...

Will our government actually manage to come to an arrangement

Richard Pike, Phoebus Software sales and marketing director, says “The figures from UK Finance this morning show that people were taking the opportunity at...

Brexit deal means nothing unless it considers threats to FS, ArchOver CEO

Angus Dent, CEO, ArchOver: “So pigs don’t fly – May’s Brexit deal was defeated by a record-breaking majority in parliament. But while her defeat...

John Phillips Just Mortgages on the Brexit vote last night

Commenting on the fact Theresa may’s Brexit deal was voted down by MPs last night, John Phillips, operations manager at Just Mortgages and Spicerhaart said:...

Commenting on last night’s vote – a Real Estate perspective

Commenting on last night’s vote, Tom Brown, Managing Director of Real Estate at Ingenious, said: “What started in June 2016 as a political and...

How will May’s crushing defeat in the Commons affect the nation’s finances?

Greg Baggio, Head of FX at P2P travel money provider WeSwap, has commented, “The pound in January has seen its weakest trade against the dollar in the...

First firm to use brand new fraud protection technology

Core Retail, the leading supplier of pre-paid SIMs and mobile accessories, has become the first organisation to deploy a brand-new payments tool that...

LTV Tracker reveals six times as many products available for 75% LTV borrowers compared to 95%

Mortgage insurer AmTrust’s latest Mortgage Loan to Value (LTV) Tracker has today revealed that first-time buyers with a 25% deposit have access to over six...

Knowledge Bank launches Knowledge Insights – real time MI

Knowledge Bank today launches Knowledge Insights. It means for the very first time, the mortgage industry has instant data regarding what mortgages brokers are...

Second charge mortgage market reports volumes up by 21% in November

Commenting on the November 2018 new business figures for the second charge mortgage market, Fiona Hoyle, Head of Consumer and Mortgage Finance at the Finance...

Bank Economists Forecast Moderating Economic Growth Amid Heightened Uncertainty

WASHINGTON — According to a new forecast released today from the Economic Advisory Committee of the American Bankers Association, the pace of growth will...

Communications specialist becomes first firm to use new fraud-protection technology

Core Retail, the leading supplier of pre-paid SIMs and mobile accessories, has become the first organisation to deploy a brand-new payments tool that...

Shield FC Launches Enhanced Version of its Financial Compliance Data Management Platform

Shield Financial Compliance (Shield FC), a cross-regulation compliance platform that provides a 360 view on electronics communications (eComms) and trades to...

From Profit Police to Strategic Imperative: the Changing Face of Credit Compliance

For any FCA regulated firm, the risk and compliance function is an essential and integral part of the business – but it wasn’t always that way. Martin...

FICO Awarded Five New Patents for Fraud, AI and Decision Science

Silicon Valley analytic software firm FICO has been awarded five new patents related to fraud, artificial intelligence (AI) and advanced analytics. In total,...

Banks’ plans to introduce gambling spending blocks a ‘welcome step forward’

The Money Advice Trust has welcomed Lloyds, Santander and RBS’ plans to introduce controls for their customers over where they can spend their money,...

Britain set for worst decade of housebuilding on record

The Prime Minister has described solving the housing crisis as ‘the biggest domestic policy challenge of our generation’. Yet new CPS analysis shows the...

Unexpected bill of just £20 would prove difficult or impossible to pay immediately for 1 in 5 British adults – R3

One in five British adults (20%) would find it somewhat difficult, very difficult or impossible to immediately pay an unexpected bill for an amount as little...

Graydon appoints International Business Director to drive expansion

Graydon leading provider of business data, insights and analytics, today announced it has appointed Emma Caister as International Business Director. The...

The top 5 Misunderstandings of GDPR?

Since its implementation in May 2018, GDPR has remained on the tip of every business owner’s tongue and storing personal data securely continues to be a...

Tall Group partners with DIA Europe to launch cheque fraud prevention tool

The TALL Group of Companies, the UK’s leading provider of secure electronic and paper payments solutions, has partnered with DIA Europe, providers of the...

Brexit: Business on a knife edge

Dr Gordon Fletcher, business and retail expert from the University of Salford Business School comments on how business is feeling in the wake of the no...

Equifax Ignite™ data and analytics suite launches in UK

Equifax, the consumer and business insights expert, is launching its Equifax Ignite™ solution to the UK market, following a successful launch in North...

Remortgaging at highest level in a decade as brokers are focus more on remortgages

John Phillips, group operations director at Just Mortgages and Spicerhaart said: “Today’s UK’s Finance Mortgage Trends Report reveals the highest rate of...

Airwallex granted EMI license by the FCA, sees EU cross-border flows growing

Airwallex, a global fintech leader with the vision to build financial infrastructure to scale the digital economy, has been granted an Electronic Money...

Shield FC eComms Platform Finalist in Two Categories of TradingTech Awards Europe 2019

Shield Financial Compliance (Shield FC), a cross-regulation compliance platform providing a 360 view on electronics communications (eComms) and trades to make...

New measures to tackle abuse of Scottish LPs, linked to money laundering from Martin Cheek at SmartSearch

Martin Cheek, MD, SmartSearch, says “The Government has today announced a package of measures to address the abuse of Scottish Limited Partnerships (SLPs)....

Comments on the fall in Sterling following delay to Parliament’s Brexit deal vote

Commenting on the fall in Sterling following Theresa May’s plans to delay Parliament’s meaningful vote on her Brexit deal, Andy Scott, Associate Director...

Festive fraudsters scam one in five Christmas shoppers

British shoppers should be extra vigilant this Christmas, as findings from Shieldpay’s latest Fraud Tracker reveal that one in five people (20%) have been...

Financial services companies have ‘increased appetite for risk’, report finds

Financial services companies appear to have increased their appetite for risk compared to businesses in other sectors, a report has found. The Q3 2018 Global...

Chartis names FICO a leader in combatting enterprise fraud

FICO, a leading analytics company, today announced that it has been named a category leader in enterprise fraud in the Financial Crime Risk Management Systems:...

Lords hear that SME’s are treated unfairly when it comes to bribery prosecution

With the House of Lords examining the effectiveness of the Bribery Act, Aziz Rahman considers the issues surrounding corporate liability and bribery   The...

Brexit cuts both ways for recruiters

Record levels of employment, Brexit and the ongoing skills shortage have resulted in increased business for recruiters in the last year, according to new...

TransUnion comment on BoE stats

George Robbins, director of financial services at TransUnion (formerly Callcredit) commenting on the BoE Money and Credit stats: ​“The October credit and...

Shield FC Joins B-Hive to Enhance Innovation and Collaboration with the European Financial Sector

Shield Financial Compliance (Shield FC), a cross-regulation compliance platform providing a 360 view on eComms and trades utilizing AI, NLP and visualization...

Stress test reaction – from ArchOver CEO and Mitek MD

Angus Dent, CEO, ArchOver: “Mark Carney is confident that stress tests will save us from a potential financial crisis – but can we trust the Bank of...

Malta Digital Exchange signs MOU with finbc to list peer-to-peer finance security token FBC

Malta Digital Exchange (MDX) has signed an MOU with P2P finance platform finbc for the listing of their security token FBC. finbc, a Germany-based corporation,...

Together appoints Charnley as head of corporate relationships

Together, the specialist lender, has announced the appointment of Andrew Charnley to the newly created role of head of corporate relationships. Charnley joins...

Is your GDPR policy in ‘cheque’?

Any company dealing with data has found it challenging since the looming 25th May deadline came and went, and there is no doubt that the banking and financial...

Fraud advice for Black Friday

Josh Gunnell, head of fraud & ID pre-sales at TransUnion, (formerly Callcredit) offers fraud advice for businesses on the Black Friday sales: “Black...

Banco Original Chooses FICO to Launch 100% Digital Platform

Banco Original, the first Brazilian bank to offer a 100% digital checking account, has chosen FICO as its strategic partner to launch its digital platform. The...

New Atradius Report: Southeast Asia and the headwinds of trade war

Trade credit insurer Atradius has published a new economic research report analysing the impact of a potential trade war on the economies of Southeast Asia....

Black Friday & Cyber Monday

THE past twelve months have been dramatic for the high street. Several chains have collapsed, and more are under threat. With Black Friday and Cyber Monday...

New research predicts that Black Friday fraud attacks will increase by 70%

Black Friday to Cyber Monday historically sees record sales and retailers are preparing for their most lucrative time of the year. However, this time of year...

Drooms appoints Rosanna Woods as Managing Director UK

Drooms, the leading provider of data rooms in Europe, today announces that Rosanna Woods has been appointed as Managing Director UK. Ms Woods is responsible...

ieDigital and Five Degrees partner to create digital banking portfolio

ieDigital, the UK market leader in digital engagement for financial institutions, and Five Degrees, the Dutch fintech specializing in digital core banking...

SAS helps organisations turbocharge their fraud defence

In every industry and region, fraud remains a persistent and growing threat. The Association of Certified Fraud Examiners (ACFE) estimates companies lose 5 per...

May’s Brexit deal and Business

Dr Tony Syme, expert in macroeconomics and international finance at the University of Salford Business School, comments on Teresa May’s Brexit plan, the...

Chartis ranks FICO as a Top Ten RiskTech Company

FICO, a leading analytics company, today announced that it has been named a category winner in the 2019 Chartis’ RiskTech100® report, which ranks the top...

Crisis on our High Street

Dr Gordon Fletcher, retail expert at the University of Salford Business School, comments on todays’ PwC report which found that 14 shops a day have closed on...

Atradius publishes new Central and Eastern Europe country report

Businesses trading in Central and Eastern Europe can access key economic and trading insights with a new report from trade credit insurer Atradius. As part of...

Pilling: Universal credit could be to blame for 3% rise in landlords in significant arrears

Mark Pilling, managing director at Spicerhaart Corporate Sales, who deal with arrears and repossessions on behalf of lenders, says “The latest arrears and...

Young people most likely to be victims of online fraud

Despite the common assumption that the younger generation is more tech-literate, three in 10 (31%) 16-24-year olds have been a victim of online shopping fraud,...

Experian to offer a new trended data ‘multi-dimensional view’ of UK consumer finances with the launch of Credit 3D

Experian is launching a new range of services to help lenders evolve their approach to making consumer credit decisions, so businesses can make more informed...

The National Crime Agency reveals serious and organised crime is costing UK economy £37bn a year – response

Following the latest report from the National Crime Agency, which revealed that serious and organised crime in the UK is costing the economy £37bn a year,...

Commenting on Sterling rallying following encouraging news of a potential Brexit deal

Commenting on how Sterling is rallying following encouraging news of a potential Brexit deal, Andy Scott, Associate Director at JCRA, the independent financial...

Comment: Is the Eurozone economy losing momentum?

Commenting on whether the Eurozone is economy is losing momentum following the release of the euro area and EU28’s Q3 2018 GDP figures, Andy Scott, Associate...

Equifax and consents.online launch first real time Open Banking ID verification solution

Equifax, the consumer and business insights expert, announces the latest development in its partnership with consents.online, integrating Equifax Bank Account...

Creditworthiness Assessment Bill delayed – comments

Rhona Parry, vice president, external affairs, EU at Equifax said: “The delay in passing the Creditworthiness Assessment Bill means a barrier remains in...

Head of Fintech for Saxo Bank joins the Malta Digital Exchange board of directors

Malta Digital Exchange has appointed Saxo Bank’s Chris Truce as the new non-executive director of MDX’s board of directors. Chris Truce has over 15...

Shield FC Meeting the Demand of Financial Institutions in Germany

Shield FC Financial Compliance (Shield FC), today revealed that it is experiencing unprecedented demand from financial institutions in Germany, with large...

Brexit uncertainty is still affecting the mortgage market while The Budget may also have an impact

John Phillips, group operations director at Just Mortgages and Spicerhaart says today’s UK Finance figures show that Brexit uncertainty is still affecting...

Rental payments recognised in credit reports for the first time

Rental payment information now appears on the Experian credit reports of more than 1.2 million tenants from across the UK. Tenants can see their rental...

FICO Named a Leader in Digital Decisioning Platforms by Independent Research Firm

FICO was named a leader by Forrester Research in its report, The Forrester New Wave™: Digital Decisioning Platforms, Q4 2018. To deliver highly...

Don’t be weak in spotting vulnerability

The outcome of the latest FCA consultation into high-cost credit is expected to strengthen protection for vulnerable consumers. Martin Kisby, Head of...

TransUnion: Head of fraud comment on ONS crime stats

Commenting on today’s Office for National Statistics (ONS) crime in England and Wales statistical bulletin, Josh Gunnell, Head of Fraud & ID Pre-Sales at...

BFS announces plans to launch on-demand insurance business

Bibby Financial Services (BFS) is to launch a new on-demand insurance business for SMEs in Q1 2019. Coverly is a flexible, pay-as-you go service enabling...

New figures suggest Brexit is a “catalyst” rather than barrier to business growth

Figures released today appear to contradict the widely held belief that Brexit will cause mass job losses in the UK, with the number of recruitment agencies...

Hope Capital launches new Fixed Fee Loan

Hope Capital has become the first bridging lender to offer a fixed fee loan. The fixed fee loan is available up to 75% LTV and for a term of between one month...

Ubiquitous threats trigger cybersecurity industry growth, technology

Among the latest of several new threats targeting proprietary information is a brand new FakeSpy campaign aimed at Android users. “In addition to this...

How safe are your property portfolios?

As the numbers of mortgage arrears cases and Buy to Let loans, requiring the appointment of an LPA Receiver, continue to fall, many mortgage lenders have taken...

Banks can white-label BCrest and use it to offer new solutions to their corporate clients for enhancing and digitizing their financial processes.

Serrala, the globally leading provider of a comprehensive financial technology portfolio for companies and banks, announces the release of BCrest, the new B2B...

Eliminate awkward finance conversations with a text

Gamers will be the first in the UK to be able to send a text message so they can skip the awkward conversation about buying products on finance. Around 20...

UK businesses shun slowdown with growth in sales and fall in company failures, Creditsafe Watchdog Report finds

Sales across UK business rose by 1.5% in the last three months, the equivalent of £99.8bn, according to the latest figures from the Creditsafe Watchdog...

Arum rebrands in its 20th anniversary year following launch of updated services

2018 marks a special year for Arum: its 20th year helping clients succeed smarter and achieve their visions faster. Over the past two decades, Arum has been...

Alternative Finance Set to Benefit From Brexit As Uncertainty Surrounds UK’s Banking Sector

With the United Kingdom poised to leave the European Union on March 29 2019, its finance industry is surrounded by uncertainty. European financial experts are...

International mobile compliance now available with Re:Call from TeleWare

Communications technology business, TeleWare, has extended the capabilities of its newest compliant call recording app, Re:Call, by providing compliance...

Half of Brits incorrectly believe they are protected by their bank from authorised transfer fraud

Nearly half (48%) of people in the UK incorrectly believe they are protected by their bank from authorised transfer fraud, according to the Shieldpay Fraud...

Fleet Mortgages launch fixed-fee BTL mortgage range

Fleet Mortgages, the buy-to-let and specialist lender, has today (9th October 2018) launched a series of fixed-fee mortgages to complement its existing product...

UK post-crisis low in penalty amounts against individuals buck global trend in 2017

In an attempt to improve conduct, global financial regulators have switched their focus from imposing large fines against firms, to making individuals more...

Calling All Analytic Heroes: FICO Decisions Awards 2018 Now Open

Companies that are achieving outstanding results using analytics and decision management solutions from FICO are invited to submit nominations for the 2018...

Leading Belarus bank taps FICO technology to fight financial crime

Belgazprombank, a leading lender in Belarus, has implemented a system from FICO that screens financial transactions and customers in order to prevent financial...

£500 million in fraudulent transactions catalyst for banks to revamp fraud strategies

More than £500m was stolen from customers of British banks in the first half of 2018, according to Industry group UK Finance. Whilst £145m of that was due to...

ICO takes action for failure to pay new data protection fee

The Information Commissioner’s Office (ICO) has begun formal enforcement action against 34 organisations that have failed to pay the new data protection fee....

Nebeus Launches Equity Crowdfunding Campaign Among Surging Revenue

Nebeus, a British FinTech platform used for the consumption and creation of financial services and products, has successfully sold 38% of the equity from its...

Graydon and Rimilia sign partnership agreement to increase business resistance to fraud

Graydon, leading provider of business data, insights and analytics, has announced a strategic partnership with financial automation specialist Rimilia. Through...

Centtrip adds offline mode feature in latest app edition

Centtrip, a fintech company specialising in international payments, foreign exchange and expenditure, has released an offline feature for its award-winning...

Understaffing causes stress, but managers can help

LEADERS and managers whose teams are under resourced could help prevent staff burnout by behaving better, a new study has found. Researchers at the University...

Graydon signs partnership to unlock the (Tru)narrative behind the onboarding process

Graydon, leading provider of business data, insights and analytics in Europe, today announced a strategic technology partnership with global financial crime...

Gallagher appoints head of trade credit in Manchester

Gallagher has continued its strategic investment to build out its specialist UK Trade Credit & Surety Practice across the North with the appointment of...

Shawbrook Bank hits £250m development finance lending milestone

Shawbrook Bank has achieved £250m of lending to small and medium-sized property developers across the UK in just its second full year of operating in this...

Atradius looks at the road ahead for the UK Automotive Sector

The impact of prolonged Brexit negotiations is taking its toll upon the UK automotive sector, warns trade credit insurer Atradius. A new economic report by...

Impact of ‘no deal’ Brexit on insolvency “deeply concerning” – R3

The potential impact of a ‘no deal’ Brexit on cross-border insolvency cases, as set out by the Government in a just-published technical note, is deeply...

Regulation, innovation and emigration: LinkedIn data shows how the recession and Brexit have changed financial services

Ten years on from the onset of the global financial crisis, LinkedIn has analysed data from its 25million UK members to build a comprehensive picture of the...

Cybereason Announces its Newest Customer V12 Retail Finance

Cybereason, creators of the leading cybersecurity AI Hunting Platform, today announced that V12 Retail Finance, one of the leading retail finance providers, is...

FICO Makes Artificial Intelligence Explainable with Latest Release of its Analytics Workbench

Leading analytics firm FICO today announced the latest version of FICO® Analytics Workbench™, a cloud-based advanced analytics development environment that...

CA issues response to HCLG Select Committee Leasehold Reform Inquiry

The Conveyancing Association (CA), the leading trade body for the conveyancing industry, has today (11th September 2018) issued its response to the Housing,...

GDPR and Blockchain … Like handcuffs on a ghost.

It’s always exciting when then technology and legislation collide. A new report highlights the problem no one dares mention. Blockchain, the much hyped...

Corinium Names FICO Chief Analytics Officer Dr. Scott Zoldi to Top 100 Innovators in Data and Analytics

Leading analytics firm FICO today announced that its chief analytics officer, Dr. Scott Zoldi, has been named one of the top 100 innovators in data and...

Equiniti Data announces launch of EQ Amplify which provides fully-compliant access to their entire UK consumer database

Equiniti (EQ) Data, marketing solutions provider and the data division of Equiniti Plc. is proud to announce the launch of EQ Amplify- a new way for marketers...

POS consumer car finance volumes up by 6% in July

New figures released today by the Finance & Leasing Association (FLA) show that point of sale (POS) consumer car finance new business volumes grew 6% in...

Growing focus on compliance could leave businesses vulnerable to fraud

An increased focus on compliance risks detracting businesses from making investments to protect their organisation against fraud, according to new research by...

Digitizing the mortgage market remains a top priority for banks

Sluggish market conditions continue as the number of mortgages approved for new house purchases dropped by 4.3 percent on the year last month. With less...

Sutherland & Unisys partner to create mortgage tech platform for financial services industry

Sutherland Mortgage Services has announced a five-year, seven-figure deal with global information technology company Unisys Corporation to launch a bespoke...

Capital of debt: Londoners more likely to be in the red

Londoners are more likely to be struggling with debt than the rest of the UK despite average higher incomes. That is according to London in the Red, a new...

Hitachi Capital (UK) PLC partners with Jaywing to improve application credit scores through AI technology

Credit risk analytics expert, Jaywing today announces a new partnership with Hitachi Capital Consumer Finance. The Consumer Finance division has appointed...

Cybersecurity tops risk list for audit chiefs

Today marks the release of new research findings based on the responses of over 300 chief internal auditors working in organisations across Europe. The...

Fiserv says it has fixed security weakness in bank websites

Fiserv, which provides financial technology for banks and other financial institutions, said it has fixed a weakness in a web platform. Brian Krebs wrote that...

Are we at the tipping point for passwords?

Passwords can be the bane of frustration for anyone creating or accessing accounts online. And a recent online survey conducted by Callsign, a London-based...

Beware of too-good-to-be-true Home Report scams on the internet top surveyor warns Scots’ house sellers

A warning to people selling their homes to beware of internet-based scams offering cut-price Home Reports has been sounded by Eric Curran, managing partner of...

Institute responds to ‘no deal’ Brexit notifications for banking

The Chartered Banker Institute has today responded to the government’s notification on banking in the event of a ‘no deal’ Brexit scenario,...

Morpheus Helps Enterprises Bridge the Agility Gap with End-to-End Orchestration of Hybrid IT

Today, Morpheus Data announced major updates to its next generation cloud management platform (CMP) which will help IT Operations teams orchestrate software...

Banks should not assume fraud victims are at fault, UK watchdog says

Banks should not assume that customers have been negligent when they fall for scams peddled by increasingly sophisticated fraudsters, Britain’s financial...

Risk management and clear rules: Crucial factors for a viable EU crowdfunding framework

The EU crowdfunding framework proposed by the European Commission will help to build a capital markets union, foster innovation and support entrepreneurs and...

Investment boon for UK holiday lettings as record numbers visit Britain

With more than 40 million tourists expected to jet to the UK in 2018, property investors with holiday lets are set for a bumper year, as new research reveals...

Experian launches powerful analytics solution to help businesses harness the benefits of big data

Experian has launched a new analytics solution in the UK to help organisations make fast, reliable decisions with deeper insight than ever before. Experian...

Most UK Firms Have Cybersecurity Insurance — But Not Full Coverage

The number of UK firms with cybersecurity insurance has risen in the past year — but less than half say their cyber insurance covers all risks. The second...

New figures reveal identity fraud falls for the first time since 2014

Today, Wednesday 15 August 2018, Cifas, the UK’s leading fraud prevention service, has released new figures showing that identity fraud has fallen for the...

Finance leaders struggling to manage risk Dun & Bradstreet study finds

A study from Dun & Bradstreet today reveals that while finance leaders remain tasked with business profitability, their remit has expanded to include the...

UL approved as a Cyber Security Service Provider for SWIFT

UL approved as a cyber security service provider for SWIFT Customer Security Programme (CSP). The SWIFT Customer Security Programme (CSP) was established to...

Comment: July GDP figures, UK economy rebounds with 0.4% in Q2

“The Office for National Statistics released Q2 real GDP growth data this morning, and according to the first estimate the economy grew by 0.4% quarter on...

Criteria Activity Tracker reveals Brokers’ top searches in July

The monthly Criteria Activity Tracker provided by Knowledge Bank has revealed the most search criteria by brokers during the month of July. With over 60,000...

Interest Rate Rise will not impact short term lenders says the ASTL

Responding to the Government’s announcement that interests rates will rise to 0.75%, Benson Hersch, CEO at the ASTL, said: “Today’s announcement that...

NuData to boost transaction approvals and lower friction with new solution leveraging EMV® 3-D Secure protocol

NuData Security, a Mastercard company and leader in the field of online user verification with passive biometrics, announced today its solution to help...

The Sword Apak UK Used Car Stocking Outlook for Q3 2018

The UK motor retail sector is mid-way through the traditionally quieter months of July and August, and ahead of the ’68 new plate peak in September, stock...

Quint appoint Andrew Thorncroft as legal counsel and data protection officer

LEADING global fintech firm Quint Group today announced the appointment of Andrew Thorncroft as legal counsel and data protection officer as the company...

LCV Sales Need a Smarter Finance Approach

The continuing growth and confidence of the SME market is a positive sign for the UK LCV market and while new sales fell back according to the most recent SMMT...

Equiniti Riskfactor appoints Leigh Lones to lead new US business

Equiniti Riskfactor, the global provider of risk management and fraud prevention analytics for commercial finance lenders, is delighted to announce the...

UK launch of innovative chain of custody and real-time authentication platform

The TALL Group of Companies, the UK leader in the provision of secure paper and electronic payment solutions, has today announced the UK launch of an...

Consumer credit surge risks ‘storing up big problems’ for the future

The Bank of England has today published its latest monthly Money and Credit report showing consumer credit growth remained at 8.8 percent in the year to June...

UK Card Fraud Falls 8 Percent in 2017 as Criminals Seek New Battlegrounds

Silicon Valley analytic software firm FICO today released its annual interactive map which reveals changes in card fraud across Europe. Based on data from...

ICT sector braced for change

Economic research by top global trade credit insurer Atradius reveals major shifts in the landscape of the global ICT sector, driven by advancing technologies...

Hometrack UK Cities House Price Index for June

London City house price growth has picked up over the last quarter as the capital’s housing market starts to stabilise, according to the latest Hometrack UK...

Commentary from Dun & Bradstreet: UK could have up to 136,000 modern slaves

“This new Global Slavery Index makes for very uncomfortable reading. Modern slavery is one of the world’s fastest-growing and most profitable criminal...

TransUnion comment on ONS Crime in England and Wales stats

Commenting on today’s Office for National Statistics (ONS) crime in England and Wales statistical bulletin, Josh Gunnell, Head of Fraud & ID Pre-Sales,...

More than half of Brits are putting their credit score at risk by not checking their eligibility

More than half of Brits have never checked their eligibility when applying for a credit card, loan or mortgage, new research from Experian reveals. Each time...

Women and seaside towns again see most personal insolvencies – R3 comments on 2017 statistics

A higher percentage of women than men in England and Wales entered insolvency in 2017, continuing the trend of recent years, says insolvency trade body R3,...

SIA signs financing contract to acquire First Data business

SIA, a European hi-tech firm leader in the payment services and infrastructures sector, has today signed a financing contract to support the acquisition of...

Emerging Asia poised for continued strong growth, while contributing to global expansion of e-commerce

Economic growth in Emerging Asia, the ten member countries of the Association of Southeast Asian Nations (ASEAN), China and India, is expected to remain stable...

Pro-Remain ParcelHero Says White Paper ‘Surprisingly Good News for British Exporters’

The strongly pro-Remain export parcels company ParcelHero say today’s Brexit Government White Paper has much to recommend it for UK exporters and importers...

Callcredit becomes TransUnion as brand integration begins

Callcredit, the UK’s second largest credit referencing agency, has today announced the change of its brand name to TransUnion, after being acquired by the...

UK financial services firms overconfident about cybersecurity defences

Despite the growth in data breaches, senior executives at UK firms think their cybersecurity protection is top-notch, according to a new survey conducted by...

Credit Management Services Company Lowell Selects Xactium to Manage Risks

Leading European Credit Management Services Company Lowell, has selected Xactium as its preferred Risk Management System to implement within the UK. Lowell is...

Fraud leaders bet on education and technology to fight the growing fraud threat, new research finds

Nearly two thirds (63%) of businesses believe that a malicious data breach by an employee is a significant threat (up from 41% in 2017), according to...

Brexit chaos ‘more nerve-wracking than the World Cup’, say parcel export experts

The parcel export specialists ParcelHero says supporters of a soft Brexit cheered on Theresa May’s victory over Hard Brexiteers; only to see an own goal by...

Finastra positioned as Category Leader in Chartis’ Credit Risk Solution Quadrants

Finastra has been positioned as a Category Leader in the Chartis RiskTech Quadrants for both banking book and trading book credit risk solutions. The rankings...

Dudley Building Society releases Later Life Lending Guide

Dudley Building Society has released a Later Life Lending Guide for its intermediary partners with a view to having a single point of reference for product and...

Callcredit launches Ireland’s first multi-bureau data solution

Building on the success of its established UK platform for multi-bureau processing, Callcredit – the specialist in consumer data, analytics and software...

Brexit effect already being felt in UK-EU trade

A new economic report by top global trade credit insurer Atradius reveals UK-EU trade is already feeling the ‘Brexit effect’. Atradius economists have...

“Slight rise in disposable income of UK households is good news for consumers”

Commenting on today’s Alternative measures of UK households’ income and saving: January to March 2018 statistical bulletin, Steve McNicholas, Managing...

Conveyancing Association appoints new Non-Executive Chair and launches Policy & Strategy Board

The Conveyancing Association (CA), the leading trade body for the conveyancing industry, has today (4th July 2018) announced the appointment of a new...

Experian Announces Credit Search Barometer – Insights into Credit Cards and Loans Habits

Nearly a quarter of all credit card searches carried out through Experian are for credit builder cards, new analysis from its first Credit Search Barometer has...

Can GDPR trigger innovation?

The EU’s General Data Protection Regulation has received a lot of press over the last few years. Organisations are still discussing how to implement it, and...

Shield FC Announces New Vice President Global Sales and Business Development

Shield Financial Compliance (Shield FC), a specialist RegTech provider, is delighted to announce that Eran Noam has joined the company as the VP Global Sales...

Another 153 UK estate agent insolvencies in the past year as pressure from online rivals grows

Another 153 estate agents have gone insolvent in the last year, up from 148 the year before, as the pressure from online rivals continues to increase, says...

Want to buy your own home? We look at how forces personnel can get on the housing ladder

Thousands of military personnel may be missing out on buying their own home, despite having access to financial help from the Government, according to new...

Unregulated BTL lenders could mean more landlord borrower regulation, says OneSavings Bank’s Machin

The fact that some buy-to-let lenders are not regulated by the PRA causes problems in the marketplace and could ultimately mean landlords have to deal with...

UK defies Brexit gloom by dominating Savills Investment Management’s 2018 Dynamic Cities index

Five of the top twenty European cities ranked by Savills Investment Management’s 2018 Dynamic Cities are in the UK, the highest amount of any country....

FICO Offers Free Cybersecurity Ratings to Companies Worldwide

Silicon Valley analytics firm FICO today announced that FICO® Enterprise Security Score Portrait is available, free of charge, to all organisations worldwide....

New Report Spotlights Concerns and Trends Impacting Compliance and Procurement Professionals

Dun & Bradstreet (NYSE: DNB) today announced results of a study that examines the current state of the compliance and procurement functions, as measured...

Jaywing announces new partnership with Hampshire Trust Bank

Credit risk analytics expert, Jaywing, today announces a new partnership with specialist SME bank Hampshire Trust Bank (HTB). In their pursuit of further...

Bank Economists See Robust Economy Pushing Unemployment Rate to New Lows

WASHINGTON — This year the U.S. economy will enjoy its strongest growth this cycle, pushing unemployment to the lowest rate in nearly half a century,...

1st Stop increases its maximum loan amount for 2nd Charge in Northern Ireland to £35k

Homeowners in Northern Ireland can now take out a second charge secured loan of up to £35k, with specialist loan provider, 1st Stop Home Loans. The other...

Liquid Voice Adds Real-Time Voice Analytics For Contact Centres

Liquid Voice, a leading provider of interaction recording, quality management and analytics, has announced the immediate availability of Real-Time Analytics....

TransUnion Completes Acquisition of Callcredit

TransUnion (NYSE: TRU) announced today that it has completed the acquisition of Callcredit Information Group, Ltd., the second largest and fastest growing...

Leading anti-money laundering firm SmartSearch launches fully integrated app

Anti-money laundering (AML) pioneers SmartSearch has launched a fully integrated app to allow AML checks to be carried out remotely. SmartSearch’s...

New report reveals where personal data is compromised online

A new collaborative report, released today (Tuesday 19 June) by Cifas, the UK’s leading fraud prevention service, and Forensic Pathways, an internationally...

Arbuthnot Latham & Co., Ltd. Partners with Xactium to Enhance Risk Management Capabilities

In response to continued growth in and diversification of the business, Arbuthnot Latham has chosen to implement the Xactium Risk management system across the...

Experian ‘one of most innovative companies in the world’

Experian® has been named among the top 100 most innovative companies in the world for the fifth year in a row by Forbes magazine. In the publication’s...

Equifax joins Scottish Financial Enterprise

Equifax, the consumer and business insights expert, has joined Scottish Financial Enterprise (SFE) to enhance its collaboration, engagement and partnerships...

Corlytics grows in A&O’s Fuse programme

Corlytics, the innovative regulatory risk intelligence and analytics team has secured a new banking client, following the success of its time in Allen &...

myGini launches unique customer loyalty app for European financial service organisations

myGini Inc., a San Francisco-based provider of leading-edge software solutions for the fintech sector, has launched its state-of-the-art consumer loyalty...

Making Scottish LPs subject to money laundering checks is the right move – but Government should go further

John Dobson, CEO of anti-money laundering verification platform, SmartSearch welcomes the news that the UK Government has announced plans to reform legislation...

FICO Awarded 7 New Patents for Analytic Innovations in Fraud Detection and AI

Silicon Valley analytic software firm FICO has been awarded seven new patents related to fraud, artificial intelligence (AI) and advanced analytics. In total,...

Risk in supply chains differs by industry, new report finds

A new joint report published today (12 June) by Cranfield School of Management and Dun & Bradstreet investigates the level of supply chain risk faced by...

UK businesses underestimate the threat of social engineering despite increase in attacks

Less than a quarter (22%) of businesses believe social engineering will be a major threat in the next two to three years, despite the fact that 42% of fraud...

Equiniti Riskfactor joins forces with efcom in new German partnership

Equiniti Riskfactor is pleased to announce its first international partnership working with efcom, a specialist factoring software provider, which helps...

Sinerix fights growing threat of online fraud

With online fraud and identity theft reaching record levels in the UK, technology company Sinerix has taken steps to combat this growing concern by developing...

Annual UK export losses to reach £125m following US import tariffs

Tariffs imposed by the US on global steel and aluminium imports could lead to yearly export losses of £125m (US$166.6m) for the UK and £5.57bn (US$7.427bn)...

TrustArc announces TrustArcConnect partner program expansion

TrustArc, a global provider of technology-powered privacy solutions for over 20 years, today announced the expansion of its partner programme, TrustArcConnect....

New FICO and Equifax RegTech Solution Can Help Lenders Meet Affordability Requirements

As the UK’s Financial Conduct Authority pursues measures to stop consumers becoming trapped by persistent debt, two industry leaders in credit risk...

Rise in judgments against businesses ‘concerning’

The Registry Trust has today published figures showing a 25 percent rise in the total value of UK business judgments during the first quarter of the year. The...

1st Stop Group announces its loan book has passed the £150 million mark

1st Stop Group announces its loan book has passed the £150 million mark on its second anniversary since equity investment from Pollen Street Capital. On the...

Atradius – New APAC Payment Practices Barometer

Global GDP growth is forecast to accelerate to 3.2% in 2018, the strongest annual expansion since 2011. However, the chances of it improving for a longer...

Employers and the Government should support employees’ dependency on high-cost credit, says Neyber

According to Neyber, the Financial Conduct Authority’s announcement that it will crack down on high-cost credit can’t come soon enough. The FCA reports...

Fintech launches new data company focusing on real time date insights

QUINT Group, one of the leading fintech companies in the UK, has launched Infinian, a new data company, to leverage and commercilaise the Groups vast real time...

Intelligent Environments to rebrand as ieDigital

After a comprehensive brand review, Intelligent Environments, the global provider of financial services technology, is set to become ieDigital. Founded in...

UK Car Buyers Ready for Digital Financing – But Adoption Is Slow

Silicon Valley analytic software firm FICO today announced the findings of its first global survey on automobile financing, which showed that consumers are...

GDPR deadline: what happens next?

Matt Brown, partner and head of commercial (Liverpool) at independent legal practice Brabners, said: “It’s fair to say that most businesses are at least on...

Over half of businesses predict a serious security breach within the next year

Research released today by Callcredit Information Group, ahead of its annual Fraud Summit in June, reveals that over half (59%) of businesses predict a serious...

ASTL quarterly results show continued strength

Figures compiled by the ASTL’s auditors from its bridging lender members for Q1 2018 have exceeded the outstanding figures for Q4 2017, when for the...

Statnett Optimises Norway’s Electricity with FICO Analytics

Statnett, the Norwegian transmission systems operator (TSO) for energy, has selected FICO® Xpress Optimization to power their models of the future of...

Teleperformance Receives European Union Binding Corporate Rules ( BCRs ) Approval

Teleperformance the worldwide leader in omnichannel customer experience management, today announced it has received Binding Corporate Rules (BCRs) approval as...

Together helps a mum and son achieve their property ownership dream

A mother and son have bought the council house where they’d lived for more than a decade thanks to a residential home loan from specialist lender Together....

Equifax works with HSBC UK on first live open banking credit application solution

HSBC UK has created the first live use case of open banking for credit applications using the InterConnect platform from Equifax, the consumer and business...

Together delivers another quarter of strong growth and record lending

Together, one of the UK’s leading specialist lenders, has announced strong growth and record levels of lending in its quarterly results to 31 March 2018, as...

Decision to step back from logbook loan reform ‘deeply disappointing’

The government’s decision not to introduce its Goods Mortgages Bill has been described as ‘deeply disappointing’ by the Money Advice Trust, the charity...

Over half of under 45s interested in banking products from Apple, Amazon or Google

Online research from Equifax, the consumer and business insights expert, reveals over half (51%) of Brits under 45 years old would be interested in banking...

UK’s small businesses suffering under extreme weather conditions

Concern over adverse and extreme weather has doubled within a year amongst all UK small businesses, according new research by Hitachi Capital. For businesses...

Comments from D&B on BoE’s decision to hold interest rates

“Today’s economic assessment from the Bank of England is promising, despite lower than expected growth figures. Brexit uncertainty has inevitably...

Corlytics teams with Digital Reasoning to boost conduct risk detection for global financial institutions

Two highly innovative technology firms, Corlytics and Digital Reasoning, announced today that they will collaborate on an integrated regulatory intelligence...

Financial Services industry ramps up investment in cyber security

Rising fears of cybercrime are prompting financial services firms to increase their spend on security, according to new research from Lloyds Bank Commercial...

Most Sales and Marketing teams struggle to activate data in their organisation

A new international study launched today, conducted by Forrester Consulting on behalf of Dun & Bradstreet, has shone a light on how companies are...

TSB Data Migration Issues – Comment

‘Data migrations are always difficult. It’s not just a matter of copying over some files. New and old systems will typically have completely different...

Urgent GDPR action required from users of credit reference agency services

With 23 days until GDPR comes into force, Steve Martin, Data Protection Officer at Equifax, explains why businesses using Credit Reference Agency (CRA)...

Token Granted FCA Authorisation for Open Banking Payment & Information Services

Turnkey open banking platform provider, Token, today announces its official authorisation by the Financial Conduct Authority (FCA) to deliver payment...

Credit managers show mixed reaction to future economic and political uncertainties

Credit managers, those who keep the cash flowing in business, are untroubled by Brexit, unimpressed by new regulation, and keen to see how new technology can...

Qualco appoints Dicky Davies

Qualco UK, widely acknowledged as a leading provider of panel and asset management software and analytics, has appointed Richard (Dicky) Davies as business...

Study reveals contact centres woefully unprepared for General Data Protection Regulation (GDPR)

A new study by voice security services company, Aeriandi, reveals that many UK contact centres still have significant preparation to complete ahead of 25th...

It’s wise to keep things in perspective – Comment on the Bank of England gross mortgage lending figures

Richard Pike, Phoebus Software sales and operations director, says “As always there are positive and negatives in the mortgage lending figures today, but it...

UK SMEs sceptical over export opportunities, according to latest study

UK SMEs are largely sceptical about exporting opportunities available to them, according to the latest SME Confidence Tracker from independent financial...

Chip and pin cards remain consumers’ first choice for payments

Online research from Equifax, the consumer and business insights expert, shows that using a debit or credit card with a pin number is still the preferred...

Fall in number of tribunal awards

Fewer tribunal awards were registered in England and Wales during 2017 than in any previous year, according to figures released today by Registry Trust....

Creative big data project launched

Entrepreneurs, business people and artists are backing a £1.3m project to boost business growth in the Sussex-to-London region. They packed the project’s...