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Senior Risk Analysts– Acquisition & Credit Policy PDF Print E-mail
Tuesday, 09 February 2010

Location:  London – WC
Salary:  £32,500 + London Weighting (£3,500) & benefits

This role is within the Acquisition & Credit Policy team in Personal Loans Credit Risk who support the profitable growth of the business by designing and delivering credit strategies that maximise long-term value and keep new business quality within our risk appetite.

Key Accountabilities

  • Design, develop, analyse and implement credit decisioning tools, techniques and controls which enables us to deliver new business quality within our risk appetite and maximise long-term value for the business.
  • Lead work on new credit initiatives and produce compelling papers for Loans Credit Committee and PQR.
  • Demonstrate and leverage broad understanding of the business (including profit drivers, sales processes, and regulatory requirements, retail strategy) to solve complex business problems within Acquisition credit risk, dealing with ambiguity and significant complexity.
  • Manage relationships with internal stakeholders to the Loans team involved in acquisition of new business, e.g. Pricing and Sales & Marketing, to ensure that risk appetite and credit policy is considered in changes and support impact analysis of such changes.
  • Build relationships with Decision Sciences and Divisional Risk to drive support for Acquisition credit risk projects and share expert advice, techniques and methods.
  • Manage strong working relationships across the Loans Credit team to ensure that acquisition credit policy is aligned with other areas and that reporting and implementation needs are met.
  • Provide expert guidance to Analysts (e.g. design of analysis, problem solving techniques, SAS/Excel programming).

Please send your CV to This e-mail address is being protected from spam bots, you need JavaScript enabled to view it or contact us on 0845 850 4045.

 

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