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Hope Capital's Jonathan Sealey comments on the CML's latest figures PDF Print E-mail
Tuesday, 11 April 2017
Jonathan Sealey, CEO of Hope Capital, says, “Although the average age of a first-time buyer is still 30, thanks to low interest rates first-time buyer and home mover activity has continued to increase, while buy-to-let remains relatively unchanged and flat. In fact, gross buy-to-let saw month on month decreases. However, this isn’t that surprising considering the buy-let-market has had to cope with a whole range of government measures including the reduction of mortgage tax relief which threatens to dampen activity further. 

“It is clear that affordability is still very much an issue and one that isn’t going to away anytime soon, with a third of first-time buyers now spending half a decade saving for their first home. However, strong first-time buyer activity and the lull in buy-to-let house purchase activity is likely to continue in 2017 as more lenders tighten their affordability criteria ahead of the PRA mandated stress tests.”

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