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Comment on CML August trends in lending from Jonathan Sealey, Hope Capital PDF Print E-mail
Thursday, 13 October 2016
Jonathan Sealey, Hope Capital CEO, says “The picture painted by the figures from the CML this morning is more positive than we might have expected, especially in a month when summer holidays usually play their part in reducing activity.  The importance of lender appetite cannot be overlooked and it is fair to say that this appears to be increasing, especially towards first-time-buyers.  The availability of 95% LTV products, outside the help-to-buy scheme, is encouraging for the long term growth of this sector.  Although the increase in remortgaging has been on the increase, due to low interest rates, it is also good to see more people purchasing again within two months of the referendum. 

“The next question will be can supply keep up with the renewed appetite in the market? Despite efforts, and government targets, to increase new home building the crux of the matter is that we are still not building enough houses.”

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