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CML comment from Just Mortgages PDF Print E-mail
Tuesday, 17 May 2016
John Phillips, group operations director of Spicer Haart and Just Mortgages says, “According to the CML’s latest figures, landlords borrowed £7.1billion which is up 87% month-on-month. It is likely that this surge in activity was caused by the government’s change in stamp duty rates for second properties that came into effect in April, with many approved applications being completed before the deadline. 

“Although the dust has started to settle on this recent change, we are likely to see further distortion in the mortgage market due to the impending EU referendum which will inevitably weigh on sentiment and could affect the economy as a whole. It is of course difficult to gauge exactly what will happen before and after the referendum, but it is widely anticipated that lending will return to more ‘normal’ levels in the coming months.”
 
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