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Land Registry house price index: Blustone Mortgages comment PDF Print E-mail
Thursday, 28 April 2016
Matt Andrews, Managing Director, Bluestone Mortgages, comments on today’s Land Registry house price index:  "As demand in the housing market continues to outstrip supply, property prices unavoidably sky rocket. March’s figures can largely be attributed to consumers rushing to beat the Stamp Duty changes that came into effect in April, with the market likely to cool slightly over the coming months.

“However, as consumer confidence rises and more people look to secure lending, what we really need to see is increased innovation in the sector. This has been echoed by the FCA, with calls for credible, responsible lenders entering the market and expanding the space. As it stands, many mainstream lenders fail to cater to hard working people across the UK who fall outside of conventional credit scoring models.

“These borrowers, who may have experienced a genuine blip on their credit scores, or who only have limited trading histories, deserve a more in depth underwriting experience to ensure their specific circumstances are fully understood."
 

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