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Bluestone comment: BBA Hight Street Lending statistics PDF Print E-mail
Wednesday, 27 April 2016
Matt Andrews, Managing Director, Bluestone Mortgages comments on today’s BBA high street lending statistics:   “Demand for lending is once again on the rise. However, with these latest figures showing the market steadily returning to health, it is easy to overlook the numerous workers throughout the UK who are still struggling to get access to appropriate borrowing.

“A large portion of the UK workforce who have complex financial circumstances are still being underserviced by mainstream lenders. This includes self-employed customers and contractors with inconsistent cash flows, or limited trading history, as well as customers with adverse credit histories who tend to fall outside of conventional credit scoring models.

“These borrowers require a deeper underwriting experience to ensure the nature of their situation is fully understood, and their individual circumstances are taken into account.

“For the mortgage market to truly recover, more flexible lending options need to be available to hard working people across the UK who have experienced genuine hiccups and deserve lenders that listen and treat each case with a tailored, individual approach.”
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