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HSBC's £10bn SME loan chest - comment from Kevin Caley PDF Print E-mail
Tuesday, 19 April 2016
Kevin Caley, Founder and Chairman of P2P lender ThinCats, said:   “HSBC has kept a low profile in the SME lending sector for several years, so this decision to make a £10 billion commitment to UK businesses will be roundly welcomed. If anything, the proposed funding programme highlights just how big the market for business lending is, and how much room for growth there still is for the alternative finance sector. This is particularly the case for the burgeoning peer-to-peer platforms that enable investors to lend directly to businesses. HSBC’s injection of capital into this end of the market may well lead to a slight dip in interest rates on some P2P platforms targeting SMEs, but high as they are at the moment, this wouldn’t necessarily be a bad thing.”
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