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Commercial Credit News
|CML comment: Just Mortgages|
|Thursday, 18 February 2016|
John Philips, group operations director of Spicer Haart and Just Mortgages says, “Gross mortgage lending has seen a significant jump and is up by more than 20% year-on-year because of UK market fundamentals, as well as strong wage growth, low inflation and competitive mortgage deals.
“However, affordability pressures are still proving to be a hindrance and due to a growing population, there is still a desperate need for the UK to build more homes in order to meet soaring demand.
“As well as some uncertainty around the buy-to-let sector due to impending tax changes, the middle and upper markets are in short supply and more and more people are holding on to properties longer. In addition, the older generation looking to downside are unable to find anything due to demand from buy-to-let investors and first-time buyers. It’s a catch-22.”
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