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Comment on CML trends in lending for October PDF Print E-mail
Tuesday, 15 December 2015

Paul Hunt, Phoebus Software managing director, says “With record lending levels in October, it is now highly likely that we will exceed the CML’s revised gross lending forecasts for the year, as I expect that we are looking to finish the year closer to £215bn of lending.  It has been a good year for first time buyer as more are making it onto the property ladder as competitive mortgage rates mean first-time buyers continue to pay lower levels of their monthly household income to service the capital and interest rate payments of their mortgage, while government schemes are helping people to buy the property in the first place. The buy-to-let market also appears to remain buoyant despite the numerous fiscal and legislative changes imposed.  It looks like the market is rallying up to a good end to the year and a positive start to 2016.”

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