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Commercial Credit News
|Comment on CML gross lending estimate from Paul Hunt at Phoebus Software|
|Friday, 23 October 2015|
|Paul Hunt, Phoebus Software managing director, says “Reading the CML’s estimate for lending in September this morning is further evidence of growing consumer confidence. This may not be as surprising as it may first appear with unemployment at its current low level and real wages increasing by three per cent there is every reason for the public to be more confident. Take this along with the recent flurry of new and tempting mortgage deals and the fact that interest rates look set to remain at their current low, whilst inflation hovers around zero percent, and the current upward trend looks set for the rest of the year at least. “Demand still outweighs supply in many areas which may be one thing that could stall the market if house prices then rise to levels that make affordability more difficult.”|
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