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Commercial Credit News
|Comment in response to CML figures|
|Friday, 23 October 2015|
John Phillips, national operations director at Just Mortgages says, “Despite a somewhat sluggish start to the year, activity in the housing market in increasing, resulting in a monthly and quarterly upsurge, with mortgage lending rising 12% year-on-year. The only hurdle that could potentially stand in the way is housing supply which is unable to keep up with ever-increasing demand.
“However, with annual house price inflation at its lowest level, low mortgage rates and strong wage growth, these figures aren’t that surprising, and if the market continues to improve at this rate, it is possible that we will reach £216 billion gross lending by the end of 2015.”
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