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|Adapting auto-enrolment to fix savings crisis|
|Thursday, 06 August 2015|
A radical adaptation of the pensions auto-enrolment system in conjunction with prize based incentives would help address the problem of low savings rates in the UK and protect people from financial hardship, according to a new discussion paper released today by StepChange Debt Charity.
The proposals come after a YouGov poll commissioned by the charity revealed 21.8m British adults are not confident they are saving enough to cope with a rainy day. At the moment these people don’t see how they are going to be able to start saving either; 75% (16.3m) aren’t confident they will be able to start saving enough for a rainy day within the next year.
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