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Comment from Phoebus Software on CML trends in lending for May PDF Print E-mail
Tuesday, 14 July 2015

Commenting on today’s Council of Mortgage Lenders (CML) lending figures for May, Richard Pike, Phoebus Software sales and marketing director, says:

“The one area of lending that continues to increase month on month and year on year is buy-to-let.  There have been a the main contributing factors of low borrowing rates against high rental yields and there is the ongoing increase  of funds into the BTL market due to the changes in pension legislation.

"However, with the Chancellor taking mortgage interest relief away from landlords in his recent budget we will have to watch to see how significant the effect will be on what has been the most consistently growing sector within the mortgage market in recent times.  Add to this the new legislation around Tenant ID verification and we will see what impact this all has in coming months.”

(Source - Phoebus Software Comment)

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