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Comment on BOE's gross lending figures PDF Print E-mail
Friday, 01 May 2015

Richard Pike, Phoebus Software’s sales and marketing director, comments on the latest Bank of England’s gross lending figures out this morning.

“The increase in loans for both purchase and remortgage in March has taken everyone a little bit by surprise after a very subdued start to the year.  It indicates that perhaps the election is having less of an impact on the mortgage market than many of us thought.  Record low rates being announced on a weekly basis has got to help consumer confidence and this together with the fact that lenders seem to have eased back a little on affordability criteria should mean that completions continue to rise.
“The biggest change to this will be an unclear result to the general election.  People do not like uncertainty, so the best thing to keep figures moving upwards would be a either a clear cut result, or at least a government formed within a couple of days of the general election.”

(Source - Phoebus Software Comment)

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