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|Genworth comment on Bank of England Trends in Lending report|
|Thursday, 23 April 2015|
Patrick Bamford, Business Development Director at Mortgage Insurance Europe for Genworth, the mortgage insurer, comments on the Bank of England’s Trends in Lending Report:
“According to the lenders cited in the report – the big six – demand for secured lending ‘fell significantly’ in the three months to early March 2015 and this certainly ties in with the market data over that period which shows something of a slowdown. However, mortgage pricing has fallen during the three-month period and the report states that quoted fixed rates on 95% LTV mortgages fell more sharply than others. It also suggests that some of the lenders ‘noted increased competition for higher LTV mortgage business’.
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