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|CML trends in lending figures - comment from Richard Pike at Phoebus Software|
|Tuesday, 14 April 2015|
Richard Pike, Phoebus Software sales and marketing director, comments on today’s figures from the CML.
“Today’s figures from the CML indicate that the MMR is probably still having an impact on people’s ability to get a mortgage. The double edged sword of affordability checks and stricter criteria are having the effect of many lenders still not willing to lend on mass, albeit we are now seeing the return of some near prime for the right cases which is a definite market requirement following the credit crisis. The pre-MMR spike in lending last year has been made even more evident now that we see a 16% drop in lending year on year. ”
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