CCR Magazine

You are here  :Home arrow News arrow Registering on the ER is more than just voting, warns Callcredit
Contact Us Newsletter Signup RSS Feeds

Latest News Headlines


Commercial Credit News


Registering on the ER is more than just voting, warns Callcredit PDF Print E-mail
Wednesday, 25 March 2015

Following recent reports that the number of voters on the electoral register has dropped significantly, Callcredit Information Group is today advising consumers of the wider implications of not being listed.

The move to the Individual Electoral Registration (IER) protocol has prompted concerns that fewer people will now register to vote in the up-coming General Election; however by not registering many are also putting themselves at risk of not being accepted for things such as mobile phone contracts, credit cards or even a mortgage.

Jacqueline Dewey, Managing Director, Consumer Markets at Callcredit commented: “The new IER procedure has potentially left a number of people who assume they’re automatically registered to vote, particularly students, unregistered. Not only does this mean those people will be excluded from exercising their right to vote come the General Election in May, it also means they’re risking not being able to establish their identity – a requirement when applying for credit or building a credit profile.

“For the majority of lenders, confirming an individual’s identity is crucial to ensuring that an application for credit is not fraudulent. The electoral register provides valuable proof of your address to lenders and is a key piece of ID verification”

Individuals can ensure they are registered to vote by visiting the electoral registration website.

Jacqueline concluded: “Your credit report is not only made up of your financial commitments, such as bank accounts, credit cards and loans, but also uses public data to build your credit profile – adding yourself to the electoral register can  actually help to boost your credit score”.

(Source - Callcredit News Alert)


 Forums International Ltd

Forums International Ltd

 Attendance at your first meeting is free of charge, and please quote reference 'CCR2016' to receive the special 10% discount off of your first annual subscription.

Find out more here.

latest issue

CCR Cover

The latest edition of CCR Magazine, the leading editorial publication in the UK credit industry, is out.

Read the latest issue online


CCR is the premier magazine for consumer and credit professionals. It provides an independent voice to the industry, breaking major news stories and running in-depth features.

As a magazine, it works with and campaigns on behalf of the credit industry to promote its importance as a centre of potential profit and business development to the wider business world.

Subscribe to CCR Magazine

CCR World Magazine


Providing information and analysis for thousands of senior credit professionals worldwide, every quarter.

Find out more

GTS Media Ltd
81 Cambridge Road

Registered in England No: 05483197