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ING Bank launches unsecured lending program with FICO technology
Thursday, 24 August 2017
European banking leader ING Bank will use decision management software and predictive models from analytic software firm FICO to launch its unsecured lending program. ING Bank in the Czech Republic will use one retail banking platform, which will have FICO® Blaze Advisor® decision rules management rules system as its “risk brain,” making fast, consistent, analytically guided credit risk decisions on loan applicants.  
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Reacting to Sterling’s ongoing decline and the Euro’s resurgence
Thursday, 24 August 2017
Reacting to Sterling’s ongoing decline and the Euro’s resurgence, Jaisal Pastakia, Investment Manager at Heartwood Investment Management comments:   “The single currency's strength this year is a far cry from the days when investors feared its demise. Year-to-date the euro is up 8% against sterling and 12% against the US dollar.
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Fleet Mortgages outlines portfolio landlord lending criteria
Wednesday, 23 August 2017
Fleet Mortgages, the buy-to-let and specialist lender, has today outlined its approach to portfolio landlord lending, in light of the PRA underwriting changes that will be introduced from the end of September. 
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Identity Fraud Soars to New Levels
Wednesday, 23 August 2017
Today, Wednesday 23 August 2017, Cifas, the UK’s leading fraud prevention service, has released new figures showing that identity fraud has continued to rise at record levels in the first six months of 2017.  A record 89,000 identity frauds were recorded, up 5% from last year. Representing over half of all fraud recorded by the UK’s not-for-profit fraud data sharing organisation, 83% of identity frauds were perpetrated online.  
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71% of procurement professionals in banking and finance say Brexit uncertainty make plan difficult
Tuesday, 22 August 2017
71% said uncertainty making long-term plans difficult
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Revealed: the number of Britons relying on credit to pay for unexpected living costs
Monday, 21 August 2017
An overwhelming number of British adults have found themselves unprepared for unexpected costs and have had to rely on friends, family or even credit to pay for them in the past 12 months, according to new research.  
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Softening in global economic momentum continues
Monday, 21 August 2017
Our view of a slight softening in global economic momentum in the second half of the year remains unchanged, alongside our expectation of moderately rising inflation trends over coming months. Central banks are likely to continue on (or begin) their journey of normalising monetary policy, which we believe is a scenario that financial markets are not yet fully pricing. Risk appetite remains reasonably buoyant and market volatility very low, albeit there has been a moderate increase more recently on geopolitical concerns. We are mindful that the current benign fundamental backdrop of moderate growth, low interest rates and low inflation is leading to a certain amount of complacency in markets. Our concern is that any deterioration in the growth/inflation story could prompt profit-taking and challenge this more sanguine view of the world. We continue to believe that monetary policy remains a key trigger for caution, notwithstanding that central banks have stepped back from their hawkish signals provided in recent weeks. In our view, the risk/reward dynamic of risk assets is not as favourable compared with the start of the year and we believe it is appropriate to stay with our risk reduction plan. This will be focused on UK property, given potential liquidity issues in the event of any sell-off. Overall, we are taking a measured approach in reducing risk and maintaining flexibility to re-calibrate portfolios in either direction should economic and market conditions change.   
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EDI: As important for you today as it’s always been
Monday, 21 August 2017
Can EDI still be the answer in 2017? Emphatically yes, but not necessarily in its familiar form, writes Stefan Köhler, Sales Director at Data Interchange. 
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Xceed Group Announces Partnership with First Performance to address debit and credit card fraud
Thursday, 17 August 2017
Xceed Group, an IT change consultancy, is delighted to announce its strategic partnership with First Performance Global, a leading financial technology company, to bring an innovative cards engagement platform to the UK, Europe and beyond.
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Atradius - MENA country report
Thursday, 17 August 2017
Businesses trading within Middle East and Northern African (MENA) economies can benefit from an insight report from trade credit insurer Atradius.  
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Bridging loans exceed £3bn for the first time
Thursday, 17 August 2017
Figures on the size of the bridging market show no sign of any slowdown – instead they continue to gather pace. The figures for Q2 2017 are compiled by the ASTL’s auditors from its bridging lender members.   The magic figure of £3billion of loans written in a year has finally been exceeded; up from £2.8billion for the year ended 31 June 2016. 
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