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HSBC: Preserving 150 years of corporate brand identity
Friday, 01 December 2017
HSBC is one of the largest financial services organisations in the world. Founded in 1865 in Hong Kong to finance trade between Europe and Asia, the bank now serves around 38 million customers in 67 countries around the world. 
Portfolio landlords 'increasingly looking to capital raise', says Fleet Mortgages
Friday, 01 December 2017
Fleet Mortgages, the buy-to-let and specialist lender, has today (30th November 2017) suggested portfolio and professional landlords are ‘increasingly looking to capital raise’ via remortgaging in order to purchase property with strong rental yields. 
‘No room for complacency’ as growth of credit continues
Thursday, 30 November 2017
The Bank of England has today published its latest monthly Money and Credit report showing growth in consumer credit of 9.6 percent in the year to October. Outstanding balances for consumer credit now stand at over £205 billion. 
StepChange Debt Charity response to latest Bank of England Money and Credit statistics
Thursday, 30 November 2017
In response to the latest Bank of England Money and Credit Statistics, Peter Tutton, Head of Policy at StepChange Debt Charity, said:  “Despite a slight slowdown, consumer credit continues to grow strongly, outpacing incomes.  Warning signs remain. Yesterday the Bank of England reiterated how lenders may be underestimating the losses they may face in a downturn. While consumer credit represents only 7% of banks’ exposure, it amounts to 40% of impairments in the Bank’s stress test.
Budget boost allowing first-time buyers to put their stamp on a property
Thursday, 30 November 2017
People can more confidently look to get their foot on the first rung of the property ladder following the announcement that stamp duty has been removed for first-time buyers purchasing homes costing £300,000 or less. 
Conveyancing Association announce first completion under its Code for Completion
Wednesday, 29 November 2017
The Conveyancing Association (CA), the leading trade body for the conveyancing industry, has today (29th November 2017) announced the first house purchase/sale completion has taken place under the terms outlined in the CA’s own ‘Conveyancer’s Code for Completion’. 
Comment on the Bank of England gross lending figures for October
Wednesday, 29 November 2017
John Phillips, Just Mortgages and Spicerhaart group operations director, says “As a Bank of England rate rise became more realistic public perception increased and with it the need to ensure they had the best mortgage deal in place for the longer term.  Although there has been an increase in first-time-buyer activity, remortgage volumes are definitely a key component that is keeping the market at this level.  
Charging percentage fees for equity release 'not TCF', say JLM Mortgage Services
Tuesday, 28 November 2017
JLM Mortgage Services, the mortgage and protection network, has today (28th November 2017) suggested the charging of percentage-based advice fees on equity release products is not in the ‘spirit of Treating Customers Fairly (TCF)’. 
The Pensions Advisory Service and the Money Advice Service launch integrated webchat service
Tuesday, 28 November 2017
The Money Advice Service (MAS) and The Pensions Advisory Service (TPAS) have launched an integrated webchat service which will ensure customers are connected to the most appropriate webchat platform for information on the specific topic they need to discuss.  
Smart Money adds West One to lending panel
Friday, 24 November 2017
Specialist finance broker Smart Money has added West One Loans to its second charge lending panel. 
Don’t shop till you drop on Black Friday - Spend Wisely
Thursday, 23 November 2017
While millions of shoppers count down the hours until the much awaited Black Friday sale tomorrow, the National Credit Regulator (NCR) advises consumers to avoid getting caught by sales gimmicks and approach Black Friday offers with a level head. “Don’t give in to impulse buying and avoid being tempted by the flood of advertisements in the media”, cautions Ms Mpho Ramapala, Manager of Education and Communication at the NCR. 
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